Searles Financial Planning Limited

Reference number: 733562

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Searles Financial Planning Limited (FRN 733562) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Searles Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Searles Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When partnership.sjp.co.uk first appeared online, and whether it can receive email
  • What kind of line 01255 830449 is
  • Who else gives the postcode CO16 0BG
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Julie Searles Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
SEARLES FINANCIAL PLANNING LTD
Company number
09620787
Company status
Active
Company type
Private limited company
Incorporated
3 June 2015 (11 years old)
Registered office
16 Eastcliff Avenue, Clacton On Sea, Essex, CO15 5AR, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Julie Jane Searles Director Jul 1974 3 Jun 2015 None
Adam Searles Director Sep 1974 1 Jul 2016 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
Instant PDF download

Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

£10.0k

No earlier figure to compare

Owed within a year

£69.4k

+85% from £37.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09620787. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Searles Financial Planning’s history from the FCA register and Companies House, newest first.

2017

19 May 2017

  • Julie Jane Searles took control (75–100% of shares)

Companies House

2016

1 July 2016

  • Adam Searles appointed as a director

Companies House

3 March 2016

  • Changed its registered name from "Julie Searles"

FCA register

25 January 2016

  • Became an appointed representative

FCA register

2015

3 June 2015

  • Incorporated at Companies House
  • Julie Jane Searles appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Searles Financial Planning

Other FCA-listed firms that share a director, phone number or address with Searles Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like Searles Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Clacton-On-Sea

Edmans IFA LimitedClacton-on-SeaSee the registerFuture Financial Planning LimitedClacton-On-SeaAuthorised

In the Colchester (CO) postcode area

AARC Associates LimitedHalsteadAppointed representativeAdele Waters Wealth Management LimitedColchesterAppointed representativeAlex Lloyd Wealth Management LtdColchesterAppointed representativeAllen & Company Financial Management LtdColchesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Searles Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Searles Financial Planning Limited FCA authorised?
Searles Financial Planning Limited (FRN 733562) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Searles Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Searles Financial Planning Limited (FRN 733562) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Searles Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Searles Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Searles Financial Planning’s phone number and website?
The FCA register lists the phone number 01255 830449 and the website partnership.sjp.co.uk/partner/juliesearles for Searles Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Searles Financial Planning a scam or clone?
Searles Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Searles Financial Planning?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Searles Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Searles Financial Planning?
Companies House lists one person with significant control of Searles Financial Planning: Mrs Julie Jane Searles (75–100% of shares).
Who runs Searles Financial Planning?
Companies House lists 2 directors of Searles Financial Planning: Julie Jane Searles and Adam Searles.
How long has Searles Financial Planning been in business?
The company was formed on 3 June 2015.
What do Searles Financial Planning’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £10.0k (no earlier figure to compare).
Does Searles Financial Planning use any other names?
It has previously used the name Julie Searles.

Sources and links

The full report on Searles Financial Planning Limited

£19.99 · Instant PDF download

Loading secure checkout…