Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 8 years
- Protected through the principal
- No FCA actions
- Active company since 2016
- Accounts filed up to 30 September 2025
Responsible principal firm
Orchard Funding Limited Reference number: 725315 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Seascale Golf Club Limited (FRN 824285) introduces customers to Orchard Funding Limited (FRN 725315). Any regulated advice or arranging is done by the principal, not Seascale Golf Club.
- Example: if Seascale Golf Club refers you to a financial adviser, the advice should come from the principal firm, not from Seascale Golf Club itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Seascale Golf Club, The Banks, Seascale, Cumbria, CA20 1QL, United Kingdom
In the full report: 2 background checks
- What kind of line 01946 728202 is
- Who else gives the postcode CA20 1QL
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Orchard Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10325668 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 11 August 2016 (10 years old)
- Registered office
- 2 Europe Way, Cockermouth, Cumbria, CA13 0RJ, United Kingdom
- Nature of business
-
- Operation of sports facilities (SIC 93110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Christine Lillian Graham | Director | Dec 1958 | 11 Oct 2016 | 1 other company |
| Stephen Alfred Sharpe | Director | Sep 1956 | 28 Apr 2023 | 2 other companies |
| David Carr Kelly | Director | Nov 1969 | 27 Nov 2024 | 1 other company |
| Adam Richard Lamb | Secretary | Not published | 11 Aug 2024 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- closed down
- 1
- run together
- 1
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 3 directors run together
- All 8 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£277k
No earlier figure to compare
Employees (average)
21
Up 21 from 0
Owed within a year
£747k
+20% from £624k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 10325668. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Seascale Golf Club’s history from the FCA register and Companies House, newest first.
2018
26 October 2018
- Became an introducer appointed representative
FCA register
2016
11 August 2016
- Incorporated at Companies House
- Harry James Crowden Paterson gave up control
- Harry James Crowden Paterson took control (75–100% of votes)
Companies House
In the full report: all 19 events
- All 19 events in its history (4 shown here)
- Every director appointment and resignation: 15
Firms like Seascale Golf Club
Other firms of the same type (credit broker), nearest first.
In the Carlisle (CA) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Seascale Golf Club
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 19 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk