Second Chance Car Finance Limited

Reference number: 678643

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sccf.co.uk first appeared online, and whether it can receive email
  • What kind of line 01937 842619 is
  • Who else gives the postcode LS23 7AW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • second chance cars Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
8 January 2014 (12 years old)
Registered office
Unit 1 Hall Farm, Wetherby, Yorkshire, LS23 7AW, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Robert Page Director Mar 1963 8 Jan 2014 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
3

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 January 2026Small company accountsNot audited

Net assets

£540k

−2.3% from £552k

Cash at bank

£110k

−16% from £131k

Employees (average)

3

Same as 3

Owed within a year

£353k

<1% from £354k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08836335. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Second Chance Car Finance’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Robert Page gained significant control

Companies House

2015

6 August 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2014

8 January 2014

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Second Chance Car Finance

Other FCA-listed firms that share a director, phone number or address with Second Chance Car Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Second Chance Car Finance

Other firms of the same type (car dealer), nearest first.

In Wetherby

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Second Chance Car Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Second Chance Car Finance Limited FCA authorised?
Yes, Second Chance Car Finance Limited (FRN 678643) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Second Chance Car Finance’s phone number and website?
The FCA register lists the phone number 01937 842619 and the website sccf.co.uk for Second Chance Car Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Second Chance Car Finance a scam or clone?
Second Chance Car Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Second Chance Car Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Second Chance Car Finance handles your money, so check the specific product before you commit. You can also refer complaints about Second Chance Car Finance to the Financial Ombudsman Service, free of charge.
Who owns Second Chance Car Finance?
Companies House lists one person with significant control of Second Chance Car Finance: Mr Robert Page (significant influence or control).
Who runs Second Chance Car Finance?
Companies House lists one director of Second Chance Car Finance: Robert Page.
How long has Second Chance Car Finance been in business?
The company was formed on 8 January 2014, and has held its current FCA authorisation since August 2015.
What do Second Chance Car Finance’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £540k (−2.3% from £552k) and cash at bank of £110k (−16% from £131k).
Does Second Chance Car Finance use any other names?
It trades as second chance cars.

Sources and links

The full report on Second Chance Car Finance Limited

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