Security Mortgage Services Ltd

Reference number: 598660

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Security Mortgage Services Ltd (FRN 598660) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Security Mortgage Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Security Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When securityfs.co.uk first appeared online, and whether it can receive email
  • What kind of line 01245 323436 is
  • Who else gives the postcode IP12 4NE
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Security Financial Services Trading name: A name it trades under now.
  • Security Mortgage Services Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 January 2005 (21 years old)
Registered office
46 Hullbridge Road, South Woodham Ferrers, Chelmsford, Essex, CM3 5NG, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Neil Robert Barnes Director Jun 1961 25 Jan 2005 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£261k

−12% from £296k

Employees (average)

1

Same as 1

Owed within a year

£20.5k

+75% from £11.7k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05341490. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Security Mortgage Services’s history from the FCA register and Companies House, newest first.

2025

17 February 2025

  • Changed its registered name from "Security Mortgage Services Limited"

FCA register

2016

6 April 2016

  • Neil Robert Barnes took control (75–100% of shares)

Companies House

2013

4 April 2013

  • Became an appointed representative
  • Began trading as "Security Financial Services"

FCA register

2005

25 January 2005

  • Incorporated at Companies House
  • Neil Robert Barnes appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Security Mortgage Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Woodbridge

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Security Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Security Mortgage Services Ltd FCA authorised?
Security Mortgage Services Ltd (FRN 598660) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Security Mortgage Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Security Mortgage Services Ltd (FRN 598660) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Security Mortgage Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Security Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Security Mortgage Services’ phone number and website?
The FCA register lists the phone number 01245 323436 and the website securityfs.co.uk for Security Mortgage Services. If you were given different contact details, use these to check with the firm before going any further.
Is Security Mortgage Services a scam or clone?
Security Mortgage Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Security Mortgage Services?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Security Mortgage Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Security Mortgage Services?
Companies House lists one person with significant control of Security Mortgage Services: Neil Robert Barnes (75–100% of shares).
Who runs Security Mortgage Services?
Companies House lists one director of Security Mortgage Services: Neil Robert Barnes.
How long has Security Mortgage Services been in business?
The company was formed on 25 January 2005.
What do Security Mortgage Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £261k (−12% from £296k).
Does Security Mortgage Services use any other names?
It trades as Security Financial Services. It has previously used the name Security Mortgage Services Limited.

Sources and links

The full report on Security Mortgage Services Ltd

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