Sedulo Wealth Management Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 13 years
Your funds are protected by FSCS
No FCA actions
Active company since 2009
Accounts filed up to 31 October 2025
1 thing worth a closer look in the background checks

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

sedulowealth.co.uk (opens in a new tab)
Phone number

0333 222 4445
Address

Sedulo Wealth Management Ltd, Montpelier House 62-66, Deansgate, Manchester, M3 2EN, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When sedulowealth.co.uk first appeared online, and whether it can receive email
What kind of line 0333 222 4445 is
Who else gives the postcode M3 2EN

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (9 permissions)

Acting as a CBTL advisor
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on Pension Transfers and Pension Opt Outs
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 06877449 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 15 April 2009 (17 years old)
Registered office: 62 - 66 Deansgate, Manchester, M3 2EN, England
Nature of business: Financial management (SIC 70221)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Paul Cheetham Karcz	Director	Jun 1978	15 Apr 2009	22 other companies
Jonathan Stuart Fisher	Director	Apr 1981	22 Oct 2020	1 other company
Christy Morrison	Director	Mar 1980	22 Oct 2020	None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 22
closed down: 9
run together: 1

In the full report: all 22 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The 1 company these 3 directors run together
All 4 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 October 2025Full accountsAudited

Net assets

£1.44m

+46% from £990k

Cash at bank

£27.6k

+233% from £8,289

Owed within a year

£697k

+49% from £468k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06877449. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Sedulo Wealth Management’s history from the FCA register and Companies House, newest first.

Key events (4) All events (11)

2016

1 July 2016

Sedulo Group Limited took control (75–100% of shares)

Companies House

2013

3 April 2013

Regulated by the FCA from this date
Became authorised by the FCA

FCA register · Companies House

2009

15 April 2009

Incorporated at Companies House

Companies House

In the full report: all 11 events

All 11 events in its history (4 shown here)
Every director appointment and resignation: 5

Firms like Sedulo Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Manchester

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sedulo Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

22 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
7 years of accounts, charted
All 11 events in its history

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Frequently asked questions about this firm

Is Sedulo Wealth Management Limited FCA authorised?

Yes, Sedulo Wealth Management Limited (FRN 587712) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2013 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Sedulo Wealth Management’s phone number and website?

The FCA register lists the phone number 0333 222 4445 and the website sedulowealth.co.uk for Sedulo Wealth Management. If you were given different contact details, use these to check with the firm before going any further.

Is Sedulo Wealth Management a scam or clone?

Sedulo Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Sedulo Wealth Management?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Sedulo Wealth Management to the Financial Ombudsman Service, free of charge.

Who owns Sedulo Wealth Management?

Sedulo Wealth Management is owned by Sedulo Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 July 2016.

Who runs Sedulo Wealth Management?

Companies House lists 3 directors of Sedulo Wealth Management: Paul Cheetham Karcz, Jonathan Stuart Fisher and Christy Morrison.

How long has Sedulo Wealth Management been in business?

The company was formed on 15 April 2009, and has held its current FCA authorisation since April 2013.

What do Sedulo Wealth Management’s latest accounts show?

Its latest accounts, to 31 October 2025, show net assets of £1.44m (+46% from £990k) and cash at bank of £27.6k (+233% from £8,289).