Seneca Financial Management Ltd

Reference number: 1041801

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The On-Line Partnership Limited Reference number: 192638 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Seneca Financial Management Ltd (FRN 1041801) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Seneca Financial Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Seneca Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When senecafm.com first appeared online, and whether it can receive email
  • What kind of line 01670 331707 is
  • Who else gives the postcode NE61 6BL
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16602781
Company status
Active
Company type
Private limited company
Incorporated
23 July 2025 (1 year old)
Registered office
44 Astley Road, Seaton Delaval, Whitley Bay, NE25 0DG, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Scott James Constable Director Mar 1989 23 Jul 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
Instant PDF download

Key dates in its history

Seneca Financial Management’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2026

12 February 2026

  • Greg Skeoch stopped being a part-owner

Companies House

2025

3 October 2025

  • Became an appointed representative

FCA register

23 July 2025

  • Incorporated at Companies House
  • Greg Skeoch became a part-owner (25–50% of shares)
  • Scott James Constable became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
Instant PDF download

Firms like Seneca Financial Management

Other firms of the same type (financial adviser), nearest first.

In Morpeth

A & K Financial Management LimitedMorpethAppointed representativeHenderson Independent Financial Management LimitedMorpethAppointed representativeJoseph DonkinMorpethAppointed representativeMythril Financial Planning LtdMorpethAppointed representativeOlivers Financial LtdMorpethAppointed representativeOlivia HennyMorpethAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Seneca Financial Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Seneca Financial Management Ltd FCA authorised?
Seneca Financial Management Ltd (FRN 1041801) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Seneca Financial Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Seneca Financial Management Ltd (FRN 1041801) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Seneca Financial Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Seneca Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Seneca Financial Management’s phone number and website?
The FCA register lists the phone number 01670 331707 and the website senecafm.com for Seneca Financial Management. If you were given different contact details, use these to check with the firm before going any further.
Is Seneca Financial Management a scam or clone?
Seneca Financial Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Seneca Financial Management?
Protection works through The On-Line Partnership Limited, the principal firm responsible for Seneca Financial Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Seneca Financial Management?
Companies House lists one person with significant control of Seneca Financial Management: Mr Scott James Constable (25–50% of shares). Before that, it was controlled by Mr Greg Skeoch.
Who runs Seneca Financial Management?
Companies House lists one director of Seneca Financial Management: Scott James Constable.
How long has Seneca Financial Management been in business?
The company was formed on 23 July 2025.

Sources and links

The full report on Seneca Financial Management Ltd

£19.99 · Instant PDF download

Loading secure checkout…