Senior Response Limited

Reference number: 312531

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When seniorresponse.co.uk first appeared online, and whether it can receive email
  • What kind of line 0121 506 9200 is
  • Who else gives the postcode B90 8AJ
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
22 December 1998 (27 years old)
Registered office
Business Innovation Centre, Blythe Valley Park, Solihull, West Midlands, B90 8AJ
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Stuart Aldcroft Director Jun 1953 2 Feb 1999 7 other companies
Michael John Bingham Director Jun 1947 20 Jun 2001 3 other companies
Paul Anthony Mason Director May 1970 21 Nov 2017 18 other companies
Michael King Director Dec 1965 1 Mar 2019 None
Christopher Stuart Aldcroft Secretary Not published 1 Sep 2001 7 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
26
closed down
11
are FCA-registered
4

In the full report: all 26 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register
  • The 2 companies these 4 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Abridged accountsNot audited

Net assets

£2.07m

−2.2% from £2.12m

Cash at bank

£228k

+16% from £196k

Employees (average)

65

−4.4% from 68

Owed within a year

£140k

+5.2% from £133k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03686881. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Senior Response’s history from the FCA register and Companies House, newest first.

2019

20 November 2019

  • Michael King gained significant control

Companies House

2017

31 December 2017

  • Christopher Stuart Aldcroft stopped being a part-owner
  • Intelligent Bpo Limited took control (75–100% of shares)
  • Michael John Bingham stopped being a part-owner
  • Paul Anthony Mason gained significant control

Companies House

2016

6 April 2016

  • Christopher Stuart Aldcroft became a part-owner (25–50% of shares)
  • Michael John Bingham became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1998

22 December 1998

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (11 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Senior Response

Other FCA-listed firms that share a director, phone number or address with Senior Response. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
3
share its postcode
2

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (3), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Senior Response

Other firms of the same type (mortgage adviser or broker), nearest first.

In Solihull

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Senior Response

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 26 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 21 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Senior Response Limited FCA authorised?
Yes, Senior Response Limited (FRN 312531) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Senior Response’s phone number and website?
The FCA register lists the phone number 0121 506 9200 and the website seniorresponse.co.uk for Senior Response. If you were given different contact details, use these to check with the firm before going any further.
Is Senior Response a scam or clone?
Senior Response is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Senior Response?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Senior Response to the Financial Ombudsman Service, free of charge.
Who owns Senior Response?
Senior Response is owned by Intelligent Bpo Limited, which holds 75–100% of shares and 75–100% of votes, since 31 December 2017. Before that, it was controlled by Mr Michael John Bingham and Mr Christopher Stuart Aldcroft.
Who runs Senior Response?
Companies House lists 4 directors of Senior Response: Christopher Stuart Aldcroft, Michael John Bingham, Paul Anthony Mason and Michael King.
How long has Senior Response been in business?
The company was formed on 22 December 1998, and has held its current FCA authorisation since January 2005.
What do Senior Response’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £2.07m (−2.2% from £2.12m) and cash at bank of £228k (+16% from £196k).

Sources and links

The full report on Senior Response Limited

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