Sentio Salons Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 2 years
Protected through the principal
No FCA actions
Active company since 2023
Accounts filed up to 31 December 2025

Responsible principal firm

Movo Partnership Ltd Reference number: 823503 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Sentio Salons Limited (FRN 1014058) is an AR of Movo Partnership Ltd (FRN 823503). When you use Sentio Salons's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Sentio Salons, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

sentioinsurance.co.uk (opens in a new tab)
Phone number

0333 366 0007
Address

44 Friar Street, Droitwich, Worcestershire, WR9 8ED, United Kingdom

In the full report: 3 background checks

When sentioinsurance.co.uk first appeared online, and whether it can receive email
What kind of line 0333 366 0007 is, and the other firm that gives it
Who else gives the postcode WR9 8ED

Other names (1)

If you were contacted under any of these names, it is this firm.

Sentio (East Midlands) Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Movo Partnership Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 15336373 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 8 December 2023 (2 years old)
Registered office: 44 Friar Street, Droitwich, Worcestershire, WR9 8ED, United Kingdom
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Caroline Jane Fairclough	Director	Oct 1982	8 Dec 2023	5 other companies
Richard Damian Francis Waltier	Director	Mar 1964	8 Dec 2023	4 other companies
Adam Haste	Director	Apr 1985	2 Dec 2025	1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 6
closed down: 2
is FCA-registered: 1

In the full report: all 6 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
The 3 companies these 3 directors run together

Filed accounts and finances

Year to 31 December 2025Dormant company accountsNot audited

Cash at bank

£100

Up £90 from £10

Employees (average)

0

No earlier figure to compare

These accounts were filed as dormant: the company reported no significant trading in the period.

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 15336373. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Sentio Salons’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2025

4 December 2025

Changed its registered name from "Sentio (East Midlands) Limited"

FCA register

2024

1 July 2024

Became an appointed representative

FCA register

2023

8 December 2023

Incorporated at Companies House
Sentio Insurance Brokers Limited took control (75–100% of shares)

Companies House

In the full report: all 7 events

All 7 events in its history (4 shown here)
Every director appointment and resignation: 3

Firms connected to Sentio Salons

Other FCA-listed firms that share a director, phone number or address with Sentio Salons. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1
share its phone number: 1

In the full report: the connected firm, named

How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Sentio Salons

Other firms of the same type (insurance broker), nearest first.

In Droitwich

Andrew LloydDroitwichAppointed representative J P Hill & L R SapwellDroitwichAppointed representative MacArthur Barstow & Gibbs LimitedDroitwichAppointed representative Sentio Insurance Brokers LimitedDroitwichAppointed representative The Mortgage Vault LimitedDroitwichAppointed representative Mystic Isle Travel LimitedDroitwichAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sentio Salons

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

6 other companies its directors have run, named
3 background checks on its contact details
All 7 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Sentio Salons Limited FCA authorised?

Sentio Salons Limited (FRN 1014058) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Sentio Salons?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Sentio Salons Limited (FRN 1014058) is an AR of Movo Partnership Ltd (FRN 823503). When you use Sentio Salons's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Sentio Salons, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Sentio Salons’ phone number and website?

The FCA register lists the phone number 0333 366 0007 and the website sentioinsurance.co.uk for Sentio Salons. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Sentio Salons a scam or clone?

Sentio Salons is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Sentio Salons?

Protection works through Movo Partnership Ltd, the principal firm responsible for Sentio Salons's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Sentio Salons?

Sentio Salons is owned by Sentio Insurance Brokers Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 8 December 2023.

Who runs Sentio Salons?

Companies House lists 3 directors of Sentio Salons: Caroline Jane Fairclough, Richard Damian Francis Waltier and Adam Haste.

How long has Sentio Salons been in business?

The company was formed on 8 December 2023.

What do Sentio Salons’ latest accounts show?

Its latest accounts, to 31 December 2025, show cash at bank of £100 (up £90 from £10).

Does Sentio Salons use any other names?

It has previously used the name Sentio (East Midlands) Limited.