Seonaidh McIntyre-Stephen: FCA regulated?

No longer an appointed representative

Seonaidh McIntyre-Stephen is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 13 October 2017.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Last known website

wpwfinancial.co.uk
Last known phone number

0131 459 9200

Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.
Last known address

St. James Place,, 18 - 22 Melville Street, Edinburgh, Midlothian, EH3 7NS, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When wpwfinancial.co.uk first appeared online, and whether it can receive email
What kind of line 0131 459 9200 is, and the 13 other firms that give it
Whether EH3 7NS is a shared office: 52 other firms give it

Other names (2)

If you were contacted under any of these names, it is this firm.

WPW & Co Trading name: A name it trades under now.
Wisteria Private Wealth Former trading name: A name it used to trade under.

Past FCA permissions and consumer protection

The record is closed
Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Seonaidh McIntyre-Stephen’s history from the FCA register and Companies House, newest first.

Key events (1) All events (4)

2017

13 October 2017

Stopped being an appointed representative

FCA register

In the full report: all 4 events

All 4 events in its history (1 shown here)

Firms connected to Seonaidh McIntyre-Stephen

Other FCA-listed firms that share a director, phone number or address with Seonaidh McIntyre-Stephen. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 12
share its phone number: 12
share its postcode: 9

In the full report: all 12 connected firms, named

How each is linked: the same phone number (12), the same postcode (9)
Who links each one: the named directors, with dates

Get the full report on Seonaidh McIntyre-Stephen

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 background checks on its contact details, 1 flagged
All 4 events in its history
12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Seonaidh McIntyre-Stephen FCA authorised?

No. Seonaidh McIntyre-Stephen (FRN 791421) is still listed on the FCA register, but the record is closed: no longer an appointed representative.

Is Seonaidh McIntyre-Stephen a scam or clone?

Seonaidh McIntyre-Stephen is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.

Is my money safe with Seonaidh McIntyre-Stephen?

Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Seonaidh McIntyre-Stephen has no cover, because it is no longer permitted to carry it out.

Does Seonaidh McIntyre-Stephen use any other names?

It trades as WPW & Co. It has previously used the name Wisteria Private Wealth.