Seraph Financial Solutions Ltd

Reference number: 1046587

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Nicholas James Mortgage & Financial Services Ltd Reference number: 943672 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Seraph Financial Solutions Ltd (FRN 1046587) is an AR of Nicholas James Mortgage & Financial Services Ltd (FRN 943672). When you use Seraph Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Seraph Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07936 916072

  • Address

    67 Newland Street, Witham, Essex, CM8 1AA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07936 916072 is
  • Who else gives the postcode CM8 1AA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Nicholas James Mortgage & Financial Services Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16610367
Company status
Active
Company type
Private limited company
Incorporated
28 July 2025 (1 year old)
Registered office
67 Newland Street, Witham, CM8 1AA, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Nathalie Nicole Annie Soon-Nyong Claeys Director Jul 1977 28 Jul 2025 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

Seraph Financial Solutions’s history from the FCA register and Companies House, newest first.

2026

5 January 2026

  • Became an appointed representative

FCA register

2025

28 July 2025

  • Incorporated at Companies House
  • Nathalie Nicole Annie Soon-Nyong Claeys took control (75–100% of shares)
  • Nathalie Nicole Annie Soon-Nyong Claeys appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Seraph Financial Solutions

Other firms of the same type (insurance broker), nearest first.

In Witham

Matthew WardWithamAppointed representativeDD Products and Services LtdWithamAppointed representativePotencial LimitedWithamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Seraph Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Seraph Financial Solutions Ltd FCA authorised?
Seraph Financial Solutions Ltd (FRN 1046587) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Seraph Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Seraph Financial Solutions Ltd (FRN 1046587) is an AR of Nicholas James Mortgage & Financial Services Ltd (FRN 943672). When you use Seraph Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Seraph Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Seraph Financial Solutions’ phone number?
The FCA register lists the phone number 07936 916072 for Seraph Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Seraph Financial Solutions a scam or clone?
Seraph Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Seraph Financial Solutions?
Protection works through Nicholas James Mortgage & Financial Services Ltd, the principal firm responsible for Seraph Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Seraph Financial Solutions?
Companies House lists one person with significant control of Seraph Financial Solutions: Miss Nathalie Nicole Annie Soon-Nyong Claeys (75–100% of shares).
Who runs Seraph Financial Solutions?
Companies House lists one director of Seraph Financial Solutions: Nathalie Nicole Annie Soon-Nyong Claeys.
How long has Seraph Financial Solutions been in business?
The company was formed on 28 July 2025.

Sources and links

The full report on Seraph Financial Solutions Ltd

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