Service Symphony Ltd

Reference number: 903006

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Acts as an e-money agent

This firm does not hold FCA authorisation of its own, and acts as an e-money agent under another firm's authorisation.

Responsible principal firm

TrueLayer Limited Reference number: 901096 Authorised View firm →

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When servicesymphony.com first appeared online, and whether it can receive email
  • What kind of line 07790 494273 is
  • Whether N1 7GU is a shared office: 86 other firms give it
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Past FCA permissions and consumer protection

  • Protection works through the principal
    This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
SERVICE SYMPHONY LIMITED
Company number
06811658
Company status
Active
Company type
Private limited company
Incorporated
6 February 2009 (17 years old)
Registered office
20-22 Wenlock Road, London, N1 7GU, England
Nature of business
  • Information technology consultancy activities (SIC 62020)

Directors and company secretaries

Name Role Born Appointed Other companies
Mirza Babur Begg Director Oct 1973 6 Feb 2009 5 other companies
Meeraj Kunnumpurath Director May 1973 8 Apr 2009 None
Irfan Kadri Director Jan 1973 1 Apr 2024 4 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
5
run together
2

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 3 directors run together
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£789k

−6.6% from £845k

Cash at bank

£23.3k

−20% from £28.9k

Employees (average)

4

−20% from 5

Owed within a year

£33.0k

−56% from £74.8k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06811658. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Service Symphony’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2024

31 July 2024

  • Irfan Kadri became a part-owner (25–50% of shares)

Companies House

2021

2 June 2021

  • Status on the FCA register became "EMD Agent"

FCA register

2016

6 April 2016

  • Meeraj Kunnumpurath became a part-owner (25–50% of shares)
  • Mirza Babur Begg became a part-owner (25–50% of shares)

Companies House

2009

6 February 2009

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Service Symphony

Other firms of the same type (payment or money transfer firm), nearest first.

In the North London (N) postcode area

Counting LtdAgentNALA Payments LimitedAgentCheckout LtdLondonAuthorisedRemote Payments Services UK LtdLondonAuthorisedVertoFX LtdLondonAuthorisedRightcard Payment Services LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Service Symphony

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Service Symphony Ltd FCA authorised?
Service Symphony Ltd (FRN 903006) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.
What is Service Symphony’s phone number and website?
The FCA register lists the phone number 07790 494273 and the website servicesymphony.com for Service Symphony. If you were given different contact details, use these to check with the firm before going any further.
Is Service Symphony a scam or clone?
Service Symphony is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Service Symphony?
Service Symphony is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.
Who owns Service Symphony?
Companies House lists 3 people with significant control of Service Symphony: Mr Irfan Kadri (25–50% of shares), Mr Meeraj Kunnumpurath (25–50% of shares) and Mr Mirza Babur Begg (25–50% of shares).
Who runs Service Symphony?
Companies House lists 3 directors of Service Symphony: Mirza Babur Begg, Meeraj Kunnumpurath and Irfan Kadri.
How long has Service Symphony been in business?
The company was formed on 6 February 2009.
What do Service Symphony’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £789k (−6.6% from £845k) and cash at bank of £23.3k (−20% from £28.9k).

Sources and links

The full report on Service Symphony Ltd

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