Sesatha Mortgages and Protection Ltd

Reference number: 946454

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • SESATHA MORTGAGES AND PROTECTION LTD (FRN 946454) is an AR of Openwork Limited (FRN 408285). When you use SESATHA MORTGAGES AND PROTECTION's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from SESATHA MORTGAGES AND PROTECTION, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 3488 2073

  • Address

    124 City Road, London, EC1V 2NX, England

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 020 3488 2073 is
  • Whether EC1V 2NX is a shared office: 214 other firms give it
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
12 February 2021 (5 years old)
Registered office
Asm House, 103a Keymer Road, Keymer, BN6 8QL, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Nadira Krishantha Gajadeera Arachchige Director Apr 1973 12 Feb 2021 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 28 February 2026Small company accountsNot audited

Total equity

£12.1k

+7.2% from £11.3k

Cash at bank

£20.9k

−20% from £26.2k

Employees (average)

2

Same as 2

Owed within a year

£8,836

−41% from £15.0k

Total equity

In the full report: all 5 years of accounts

  • Every year from 2022 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13199671. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Sesatha Mortgages and Protection’s history from the FCA register and Companies House, newest first.

2026

20 August 2026

  • Ayoda Mudiyanselage Arawgoda became a part-owner (25–50% of shares)

Companies House

2021

5 March 2021

  • Became an appointed representative

FCA register

12 February 2021

  • Incorporated at Companies House
  • Nadira Krishantha Gajadeera Arachchige became a part-owner (25–50% of shares)
  • Nadira Krishantha Gajadeera Arachchige appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Sesatha Mortgages and Protection

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sesatha Mortgages and Protection

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • 5 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Sesatha Mortgages and Protection Ltd FCA authorised?
Sesatha Mortgages and Protection Ltd (FRN 946454) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Sesatha Mortgages and Protection?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Sesatha Mortgages and Protection Ltd (FRN 946454) is an AR of Openwork Limited (FRN 408285). When you use Sesatha Mortgages and Protection's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Sesatha Mortgages and Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Sesatha Mortgages and Protection’s phone number?
The FCA register lists the phone number 020 3488 2073 for Sesatha Mortgages and Protection. If you were given different contact details, use these to check with the firm before going any further.
Is Sesatha Mortgages and Protection a scam or clone?
Sesatha Mortgages and Protection is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sesatha Mortgages and Protection?
Protection works through Openwork Limited, the principal firm responsible for Sesatha Mortgages and Protection's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Sesatha Mortgages and Protection?
Companies House lists 2 people with significant control of Sesatha Mortgages and Protection: Mrs Ayoda Mudiyanselage Arawgoda (25–50% of shares) and Mr Nadira Krishantha Gajadeera Arachchige (25–50% of shares).
Who runs Sesatha Mortgages and Protection?
Companies House lists one director of Sesatha Mortgages and Protection: Nadira Krishantha Gajadeera Arachchige.
How long has Sesatha Mortgages and Protection been in business?
The company was formed on 12 February 2021.
What do Sesatha Mortgages and Protection’s latest accounts show?
Its latest accounts, to 28 February 2026, show total equity of £12.1k (+7.2% from £11.3k) and cash at bank of £20.9k (−20% from £26.2k).

Sources and links

The full report on Sesatha Mortgages and Protection Ltd

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