SF Cars and Commercials Ltd

Reference number: 994774

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sfcarsandcommercials.co.uk first appeared online, and whether it can receive email
  • What kind of line 07957 575416 is
  • Who else gives the postcode PE27 3LY
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14022564
Company status
Active
Company type
Private limited company
Incorporated
4 April 2022 (4 years old)
Registered office
North Of Hillside View, Somersham Road, St Ives, PE27 3LY, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Karolina Kaya Director Nov 1979 4 Apr 2022 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 April 2026Abridged accountsNot audited

Net assets

£65.0k

+36% from £47.7k

Employees (average)

5

Same as 5

Owed within a year

£49.9k

+71% from £29.3k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2023 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14022564. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

SF Cars and Commercials’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2023

28 April 2023

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2022

4 April 2022

  • Incorporated at Companies House
  • Karolina Kaya took control (75–100% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like SF Cars and Commercials

Other firms of the same type (car dealer), nearest first.

In St. Ives

Quattro Tech Cars LtdSt. IvesAuthorisedTJM Cars LtdSt. IvesAuthorised

In the Peterborough (PE) postcode area

Sportsbikeshop LimitedBostonAuthorisedWebbs of Peterborough LimitedPeterboroughAuthorised3 KM Car Sales LtdPeterboroughAuthorisedA & S Car Sales LtdPeterboroughAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on SF Cars and Commercials

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is SF Cars and Commercials Ltd FCA authorised?
Yes, SF Cars and Commercials Ltd (FRN 994774) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2023 and works as a car dealer. The FCA has placed no limits on its permissions.
What is SF Cars and Commercials’ phone number and website?
The FCA register lists the phone number 07957 575416 and the website sfcarsandcommercials.co.uk for SF Cars and Commercials. If you were given different contact details, use these to check with the firm before going any further.
Is SF Cars and Commercials a scam or clone?
SF Cars and Commercials is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with SF Cars and Commercials?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how SF Cars and Commercials handles your money, so check the specific product before you commit. You can also refer complaints about SF Cars and Commercials to the Financial Ombudsman Service, free of charge.
Who owns SF Cars and Commercials?
Companies House lists one person with significant control of SF Cars and Commercials: Miss Karolina Kaya (75–100% of shares).
Who runs SF Cars and Commercials?
Companies House lists one director of SF Cars and Commercials: Karolina Kaya.
How long has SF Cars and Commercials been in business?
The company was formed on 4 April 2022, and has held its current FCA authorisation since April 2023.
What do SF Cars and Commercials’ latest accounts show?
Its latest accounts, to 30 April 2026, show net assets of £65.0k (+36% from £47.7k).

Sources and links

The full report on SF Cars and Commercials Ltd

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