SFNI Limited

Reference number: 820990

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When shedfactoryireland.ie first appeared online, and whether it can receive email
  • What kind of line 028 9061 6868 is
  • Who else gives the postcode BT17 9HU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • The Shed Factory Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI652292
Company status
Active
Company type
Private limited company
Incorporated
11 April 2018 (8 years old)
Registered office
72 Derriaghy Industrial Park Dunmurry Industrial Estate, Dunmurry, Belfast, BT17 9HU, Northern Ireland
Nature of business
  • Other manufacturing not elsewhere classified (SIC 32990)

Directors and company secretaries

Name Role Born Appointed Other companies
Deborah Mckay Director Aug 1980 11 Apr 2018 1 other company
John Paul Mckay Director Sep 1979 11 Apr 2018 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 30 April 2025Abridged accountsNot audited

Net assets

£558k

−62% from £1.49m

Cash at bank

£339k

−67% from £1.01m

Employees (average)

26

No earlier figure to compare

Owed within a year

£351k

+17% from £301k

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI652292. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Sfni’s history from the FCA register and Companies House, newest first.

Key events (9) All events (14)

2026

4 March 2026

  • Deborah McKay became a part-owner (25–50% of shares)
  • Deborah McKay stopped being a part-owner

Companies House

2025

28 February 2025

  • John Paul McKay stopped being a part-owner
  • Trident Trust Company (UK) Limited took control (75–100% of shares)

Companies House

2018

7 December 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

11 April 2018

  • Incorporated at Companies House
  • Deborah McKay became a part-owner (25–50% of shares)
  • John Paul McKay became a part-owner (25–50% of shares)

Companies House

In the full report: all 14 events

  • All 14 events in its history (9 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Sfni

Other FCA-listed firms that share a director, phone number or address with Sfni. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
no longer authorised
1
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Sfni

Other firms of the same type (credit broker), nearest first.

In Belfast

The Consumer CouncilBelfastAuthorisedBrian GeorgeBelfastAuthorisedBrian GrantBelfastAuthorisedCharles CaseyBelfastAuthorisedClara Smyth, Jonathan Smyth & Cathy SmythBelfastAuthorisedDavid DornanBelfastAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sfni

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 14 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is SFNI Limited FCA authorised?
Yes, SFNI Limited (FRN 820990) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2018 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Sfni’s phone number and website?
The FCA register lists the phone number 028 9061 6868 and the website shedfactoryireland.ie for Sfni. If you were given different contact details, use these to check with the firm before going any further.
Is Sfni a scam or clone?
Sfni is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sfni?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Sfni handles your money, so check the specific product before you commit. You can also refer complaints about Sfni to the Financial Ombudsman Service, free of charge.
Who owns Sfni?
Sfni is owned by Trident Trust Company (UK) Limited, which holds 75–100% of shares and 75–100% of votes, since 28 February 2025. Before that, it was controlled by Mrs Deborah McKay and Mr John Paul McKay.
Who runs Sfni?
Companies House lists 2 directors of Sfni: Deborah McKay and John Paul McKay.
How long has Sfni been in business?
The company was formed on 11 April 2018, and has held its current FCA authorisation since December 2018.
What do Sfni’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £558k (−62% from £1.49m) and cash at bank of £339k (−67% from £1.01m).
Does Sfni use any other names?
It trades as The Shed Factory.

Sources and links

The full report on SFNI Limited

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