SFS 2026 Ltd

Reference number: 1050163

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • SFS 2026 Ltd (FRN 1050163) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use SFS 2026's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from SFS 2026, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01793 299009

  • Address

    Kingston House, Lydiard Fields, Great Western Way, Swindon, Wiltshire, SN5 8UB, United Kingdom

In the full report: 2 background checks

  • What kind of line 01793 299009 is
  • Who else gives the postcode SN5 8UB
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Swindon Financial Services Trading name: A name it trades under now.
  • SFS 20256 Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
23 December 2025 (less than a year old)
Registered office
Midway House Herrick Way, Staverton, Cheltenham, GL51 6TQ, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
John James Peter Cook Director Jun 1989 23 Dec 2025 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

Sfs 2026’s history from the FCA register and Companies House, newest first.

2026

18 February 2026

  • Changed its registered name from "SFS 20256 Ltd"
  • Changed its registered name from "SFS 2026 Ltd"
  • Became an appointed representative
  • Began trading as "Swindon Financial Services"

FCA register

2025

23 December 2025

  • Incorporated at Companies House
  • John James Peter Cook took control (75–100% of shares)
  • John James Peter Cook appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Sfs 2026

Other firms of the same type (financial adviser), nearest first.

In Swindon

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sfs 2026

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is SFS 2026 Ltd FCA authorised?
SFS 2026 Ltd (FRN 1050163) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Sfs 2026?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. SFS 2026 Ltd (FRN 1050163) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Sfs 2026's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Sfs 2026, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Sfs 2026’s phone number?
The FCA register lists the phone number 01793 299009 for Sfs 2026. If you were given different contact details, use these to check with the firm before going any further.
Is Sfs 2026 a scam or clone?
Sfs 2026 is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sfs 2026?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Sfs 2026's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Sfs 2026?
Companies House lists one person with significant control of Sfs 2026: Mr John James Peter Cook (75–100% of shares).
Who runs Sfs 2026?
Companies House lists one director of Sfs 2026: John James Peter Cook.
How long has Sfs 2026 been in business?
The company was formed on 23 December 2025.
Does Sfs 2026 use any other names?
It trades as Swindon Financial Services. It has previously used the name SFS 20256 Ltd.

Sources and links

The full report on SFS 2026 Ltd

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