Sg Specialist Cars Ltd

Reference number: 839452

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When instacars.co.uk first appeared online, and whether it can receive email
  • What kind of line 07415 382278 is
  • Who else gives the postcode LS9 0SW
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Insta Cars Trading name
  • Mode Customs Trading name
  • Smiths Commercials Trading name
  • Insta Vans Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
MODE CUSTOMS LTD
Company number
11764745
Company status
Active
Company type
Private limited company
Incorporated
14 January 2019 (7 years old)
Registered office
28 Knowsthorpe Way, Leeds, LS9 0SW, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Renting and leasing of cars and light motor vehicles (SIC 77110)

Directors and company secretaries

Name Role Born Appointed Other companies
Connor James Gorman Director May 1992 14 Jan 2019 None
Ryan Phillip Smith Director Feb 1993 14 Jan 2019 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 January 2025Abridged accountsNot audited

Net assets

£128k

+159% from £49.4k

Cash at bank

£97.2k

−36% from £152k

Employees (average)

2

Same as 2

Owed within a year

£687k

+24% from £556k

No turnover or profit for the year to 31 January 2025: the accounts print them but do not tag them. The last tagged figures are £1.51m turnover and £59.3k profit, for the year to 31 January 2021.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11764745. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Sg Specialist Cars’s history from the FCA register and Companies House, newest first.

Key events (5) All events (14)

2019

22 May 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

14 January 2019

  • Incorporated at Companies House
  • Connor James Gorman became a part-owner (25–50% of shares)
  • Ryan Phillip Smith became a part-owner (25–50% of shares)

Companies House

In the full report: all 14 events

  • All 14 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like Sg Specialist Cars

Other firms of the same type (car dealer), nearest first.

In Leeds

A. S Cars Leeds LimitedLeedsAuthorisedA.b.i. Garage Doors LimitedLeedsAuthorisedAce American Autos LtdLeedsAuthorisedAffordable Premium Cars LtdLeedsAuthorisedAlwoodley Motors LimitedLeedsAuthorisedAndrew Brown Cars T/a Andrew Brown Caravans LtdLeedsAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sg Specialist Cars

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is Sg Specialist Cars Ltd FCA authorised?
Yes, Sg Specialist Cars Ltd (FRN 839452) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2019 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Sg Specialist Cars’ phone number and website?
The FCA register lists the phone number 07415 382278 and the website instacars.co.uk for Sg Specialist Cars. If you were given different contact details, use these to check with the firm before going any further.
Is Sg Specialist Cars a scam or clone?
Sg Specialist Cars is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sg Specialist Cars?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Sg Specialist Cars handles your money, so check the specific product before you commit. You can also refer complaints about Sg Specialist Cars to the Financial Ombudsman Service, free of charge.
Who owns Sg Specialist Cars?
Companies House lists 2 people with significant control of Sg Specialist Cars: Mr Connor James Gorman (25–50% of shares) and Mr Ryan Phillip Smith (25–50% of shares).
Who runs Sg Specialist Cars?
Companies House lists 2 directors of Sg Specialist Cars: Connor James Gorman and Ryan Phillip Smith.
How long has Sg Specialist Cars been in business?
The company was formed on 14 January 2019, and has held its current FCA authorisation since May 2019.
What do Sg Specialist Cars’ latest accounts show?
Its latest accounts, to 31 January 2025, show net assets of £128k (+159% from £49.4k) and cash at bank of £97.2k (−36% from £152k).
Does Sg Specialist Cars use any other names?
It trades as Insta Cars, Mode Customs and Smiths Commercials. It has previously used the name Insta Vans.

Sources and links

The full report on Sg Specialist Cars Ltd

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