Shavo Oldham Ltd: FCA regulated?

On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

Registered for 4 years
No FCA actions
Active company since 2021
Accounts filed up to 31 December 2024
On its latest accounts it owed £608k more than it owned

What does this mean?

Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
No phone number on the FCA register
Address

Parliament Chambers, 1-3 Church Terrace, Oldham, OL1 3AT, United Kingdom

In the full report: 1 background check

Who else gives the postcode OL1 3AT

Other names (1)

If you were contacted under any of these names, it is this firm.

Shavo Oldham Ltd T/A Oldham Vaults Former name: A name it was registered under before.

Past FCA permissions and consumer protection

Money-laundering registration only
This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: SC711547 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 7 October 2021 (5 years old)
Registered office: 10-12 Albert Drive, Glasgow, G41 2PE, United Kingdom
Nature of business: Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Seamus Oliver Fahy	Director	Mar 1968	7 Oct 2021	None
Nazia Ramzan	Director	Mar 1976	1 Mar 2023	12 other companies
David Anthony Walsh	Director	Oct 1946	28 Oct 2025	13 other companies
Ultan Eamonn Mcgrath	Secretary	Not published	28 Oct 2025	–

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 13
closed down: 1
are FCA-registered: 9

In the full report: all 13 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The 9 on the FCA register
The 12 companies these 3 directors run together
All 4 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2024Full accountsNot audited

Total equity

−£608k

No earlier figure to compare

Cash at bank

£2,432

−62% from £6,320

Owed within a year

£1.07m

+11% from £964k

Total equity is negative: on its last balance sheet the company owed £608k more than it owned.

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC711547. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Shavo Oldham’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2022

16 August 2022

Changed its registered name from "Shavo Oldham Ltd T/A Oldham Vaults"

FCA register

20 July 2022

Registered with the FCA

FCA register

2021

7 October 2021

Incorporated at Companies House
David Richard Walsh became a part-owner (25–50% of shares)
Seamus Oliver Fahy became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

All 10 events in its history (5 shown here)
Every director appointment and resignation: 5

Firms connected to Shavo Oldham

Other FCA-listed firms that share a director, phone number or address with Shavo Oldham. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 10
share a director: 9
share its postcode: 1

In the full report: all 10 connected firms, named

How each is linked: shared directors (9), the same postcode (1)
Who links each one: the named directors, with dates

Get the full report on Shavo Oldham

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

13 other companies its directors have run, named
1 background check on its contact details
All 10 events in its history
10 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Shavo Oldham Ltd FCA authorised?

Shavo Oldham Ltd (FRN 977189) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.

Is Shavo Oldham a scam or clone?

Shavo Oldham is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.

Is my money safe with Shavo Oldham?

Money you hand to Shavo Oldham is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

Who owns Shavo Oldham?

Companies House lists 2 people with significant control of Shavo Oldham: Mr Seamus Oliver Fahy (25–50% of shares) and Mr David Richard Walsh (25–50% of shares).

Who runs Shavo Oldham?

Companies House lists 3 directors of Shavo Oldham: Seamus Oliver Fahy, Nazia Ramzan and David Anthony Walsh.

How long has Shavo Oldham been in business?

The company was formed on 7 October 2021.

What do Shavo Oldham’s latest accounts show?

Its latest accounts, to 31 December 2024, show total equity of −£608k (no earlier figure to compare) and cash at bank of £2,432 (−62% from £6,320).

Does Shavo Oldham use any other names?

It has previously used the name Shavo Oldham Ltd T/A Oldham Vaults.