Shelter4 you ltd

Reference number: 1057168

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Shelter4 you ltd (FRN 1057168) is an AR of Buysure Trust & Insurance Services GB Ltd (FRN 306038). When you use Shelter4 you's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Shelter4 you, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When klasltd.com first appeared online, and whether it can receive email
  • What kind of line 0151 272 0313 is
  • Who else gives the postcode CH62 0AF
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Buysure Trust & Insurance Services GB Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
21 April 2023 (3 years old)
Registered office
Eastham Hall 109 Eastham Village Road, Eastham, Wirral, CH62 0AF, United Kingdom
Nature of business
  • Administration of financial markets (SIC 66110)

Directors and company secretaries

Name Role Born Appointed Other companies
Bethany Lauren Gillian Winn Director Oct 1993 27 Nov 2025 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Dormant company accountsNot audited

Net assets

£100

Same as £100

Employees (average)

0

Same as 0

These accounts were filed as dormant: the company reported no significant trading in the period.

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 14819302. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Shelter4 you’s history from the FCA register and Companies House, newest first.

2026

6 October 2026

  • Changed its registered name from "Shelter4 you ltd"
  • Changed its registered name from "Shelter4you ltd"

FCA register

10 July 2026

  • Became an appointed representative

FCA register

2025

27 November 2025

  • Board replaced: its only director left and a new director took over
  • Bethany Lauren Gillian Winn took control (75–100% of shares)
  • Katharine Anne Lonsdale gave up control

Companies House

2023

21 April 2023

  • Incorporated at Companies House
  • Katharine Anne Lonsdale took control (75–100% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (8 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Shelter4 you

Other FCA-listed firms that share a director, phone number or address with Shelter4 you. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Shelter4 you

Other firms of the same type (mortgage adviser or broker), nearest first.

In Wirral

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Shelter4 you

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 11 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Shelter4 you ltd FCA authorised?
Shelter4 you ltd (FRN 1057168) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Shelter4 you?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Shelter4 you ltd (FRN 1057168) is an AR of Buysure Trust & Insurance Services GB Ltd (FRN 306038). When you use Shelter4 you's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Shelter4 you, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Shelter4 you’s phone number and website?
The FCA register lists the phone number 0151 272 0313 and the website klasltd.com for Shelter4 you. If you were given different contact details, use these to check with the firm before going any further.
Is Shelter4 you a scam or clone?
Shelter4 you is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Shelter4 you?
Protection works through Buysure Trust & Insurance Services GB Ltd, the principal firm responsible for Shelter4 you's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Shelter4 you?
Companies House lists one person with significant control of Shelter4 you: Mrs Bethany Lauren Gillian Winn (75–100% of shares). Before that, it was controlled by Katharine Anne Lonsdale.
Who runs Shelter4 you?
Companies House lists one director of Shelter4 you: Bethany Lauren Gillian Winn.
How long has Shelter4 you been in business?
The company was formed on 21 April 2023.
What do Shelter4 you’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £100 (same as £100).

Sources and links

The full report on Shelter4 you ltd

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