Shirley Brown

Reference number: 768553

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Appointed representative

Shirley Brown does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Shirley Brown (FRN 768553) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Shirley Brown's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Shirley Brown, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sam-solutions.co.uk first appeared online, and whether it can receive email
  • What kind of line 07727 148248 is
  • Who else gives the postcode TN12 6BF
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Straightforward Advice Mortgage Solutions Trading name
  • Samantha Jane Harris Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Shirley Brown’s history from the FCA register and Companies House, newest first.

2025

11 February 2025

  • Changed its registered name from "Samantha Jane Harris"

FCA register

2017

4 January 2017

  • Became an appointed representative
  • Began trading as "Straightforward Advice Mortgage Solutions"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Shirley Brown

Other firms of the same type (mortgage adviser or broker), nearest first.

In Tonbridge

Geoffrey LairdTonbridgeAppointed representativeRaymond Geoffrey FeatherstoneTonbridgeAppointed representativeKent and Sussex Financial Group LimitedTonbridgeAuthorisedPaxton UK LimitedTonbridgeAuthorisedPTK LtdTonbridgeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Shirley Brown

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Shirley Brown FCA authorised?
Shirley Brown (FRN 768553) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Shirley Brown?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Shirley Brown (FRN 768553) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Shirley Brown's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Shirley Brown, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Shirley Brown’s phone number and website?
The FCA register lists the phone number 07727 148248 and the website sam-solutions.co.uk for Shirley Brown. If you were given different contact details, use these to check with the firm before going any further.
Is Shirley Brown a scam or clone?
Shirley Brown is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Shirley Brown?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Shirley Brown's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Shirley Brown use any other names?
It trades as Straightforward Advice Mortgage Solutions. It has previously used the name Samantha Jane Harris.

Sources and links

The full report on Shirley Brown

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