Sholdco Property Finance Limited

Reference number: 913338

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 3540 1600

  • Address

    3rd Floor, 22 Old Bond Street, London, W1S 4PY, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 3540 1600 is, and the 2 other firms that give it
  • Who else gives the postcode W1S 4PY
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Omni Property Trading name
  • Omni Property Finance Trading name
  • OPF Trading name
  • OPFL Trading name
  • Omni Property Finance Limited Former name

Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12085679
Company status
Active
Company type
Private limited company
Incorporated
4 July 2019 (7 years old)
Registered office
3rd Floor 22 Old Bond Street, London, W1S 4PY, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Steven Andrew Clark Director Jan 1967 4 Jul 2019 None
Marlo Smal Director Nov 1987 25 Apr 2025 16 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
16
closed down
1
are FCA-registered
2

In the full report: all 16 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£1.08m

Up £2.06m from −£978k

Employees (average)

0

Same as 0

Owed within a year

£935k

−24% from £1.22m

The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £150k, for the year to 31 December 2023.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 12085679. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Sholdco Property Finance’s history from the FCA register and Companies House, newest first.

Key events (6) All events (16)

2024

24 June 2024

  • Changed its registered name from "Omni Property Finance Limited"

FCA register

6 June 2024

  • Omni Partners LLP gave up control
  • Sholdco Holdings LLP took control (75–100% of shares)

Companies House

2019

24 September 2019

  • Registered with the FCA

FCA register

4 July 2019

  • Incorporated at Companies House
  • Omni Partners LLP took control (75–100% of shares)

Companies House

In the full report: all 16 events

  • All 16 events in its history (6 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Sholdco Property Finance

Other FCA-listed firms that share a director, phone number or address with Sholdco Property Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
2
share its phone number
2

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (2), the same phone number (2), the same postcode (4)
  • Who links each one: the named directors, with dates
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Get the full report on Sholdco Property Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 16 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 16 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Sholdco Property Finance Limited FCA authorised?
Sholdco Property Finance Limited (FRN 913338) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
What is Sholdco Property Finance’s phone number?
The FCA register lists the phone number 020 3540 1600 for Sholdco Property Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Sholdco Property Finance a scam or clone?
Sholdco Property Finance is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Sholdco Property Finance?
Money you hand to Sholdco Property Finance is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Sholdco Property Finance?
Sholdco Property Finance is owned by Sholdco Holdings LLP, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 June 2024. Before that, it was controlled by Omni Partners LLP.
Who runs Sholdco Property Finance?
Companies House lists 2 directors of Sholdco Property Finance: Steven Andrew Clark and Marlo Smal.
How long has Sholdco Property Finance been in business?
The company was formed on 4 July 2019.
What do Sholdco Property Finance’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £1.08m (up £2.06m from −£978k).
Does Sholdco Property Finance use any other names?
It trades as Omni Property, Omni Property Finance, OPF and OPFL. It has previously used the name Omni Property Finance Limited.

Sources and links

The full report on Sholdco Property Finance Limited

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