Sigma Lending Finance 1 Ltd

Reference number: 1009680

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    Montpelier House, 106 Brompton Road, London, SW3 1JJ, United Kingdom

In the full report: 1 background check, 1 thing worth a closer look

  • Whether SW3 1JJ is a shared office: 116 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Sigma Lending Trading name

Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14829651
Company status
Active
Company type
Private limited company
Incorporated
26 April 2023 (3 years old)
Registered office
130/132 Buckingham Palace Road, London, SW1W 9SA, England
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Georges Assi Director Sep 1973 26 Apr 2023 8 other companies
Tarun Jotwani Director Apr 1960 19 Jul 2023 5 other companies
CCEDYL HOLDINGS (UK) LTD Corporate director Not published 19 Jul 2023 1 other company
Georges Assi Secretary Not published 19 Jul 2023 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
12
closed down
3
run together
1

In the full report: all 12 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£87.7k

+158% from £33.9k

Cash at bank

£78.8k

−29% from £111k

Employees (average)

0

Same as 0

Owed within a year

£25.3k

+537% from £3,978

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14829651. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Sigma Lending Finance 1’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2024

28 February 2024

  • Registered with the FCA

FCA register

2023

26 April 2023

  • Incorporated at Companies House
  • Sigma Lending Ltd took control (75–100% of shares)

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 2
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Get the full report on Sigma Lending Finance 1

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 12 other companies its directors have run, named
  • 1 background check on its contact details, 1 flagged
  • All 6 events in its history

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Frequently asked questions about this firm

Is Sigma Lending Finance 1 Ltd FCA authorised?
Sigma Lending Finance 1 Ltd (FRN 1009680) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
Is Sigma Lending Finance 1 a scam or clone?
Sigma Lending Finance 1 is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Sigma Lending Finance 1?
Money you hand to Sigma Lending Finance 1 is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Sigma Lending Finance 1?
Sigma Lending Finance 1 is owned by Sigma Lending Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 26 April 2023.
Who runs Sigma Lending Finance 1?
Companies House lists 3 directors of Sigma Lending Finance 1: Georges Assi, Tarun Jotwani and Ccedyl Holdings (UK) Ltd.
How long has Sigma Lending Finance 1 been in business?
The company was formed on 26 April 2023.
What do Sigma Lending Finance 1’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £87.7k (+158% from £33.9k) and cash at bank of £78.8k (−29% from £111k).
Does Sigma Lending Finance 1 use any other names?
It trades as Sigma Lending.

Sources and links

The full report on Sigma Lending Finance 1 Ltd

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