Signature Mortgages Limited

Reference number: 411418

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Signature Mortgages Limited (FRN 411418) is an AR of Openwork Limited (FRN 408285). When you use Signature Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Signature Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07815 123135

  • Address

    90 Dowson Road, Hyde, Cheshire, SK14 5BN, United Kingdom

In the full report: 2 background checks

  • What kind of line 07815 123135 is
  • Who else gives the postcode SK14 5BN
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Signature Group Former name: A name it was registered under before.
  • Signature Mortgages Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
6 February 2002 (24 years old)
Registered office
Office 1,1st Floor 41-43 Liverpool Road, Cadishead, Manchester, M44 5BQ, England
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
David Anthony Jeffries Director Jul 1973 31 Jan 2008 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Micro-entity accountsNot audited

Net assets

−£37.4k

Down £7,025 from −£30.4k

Employees (average)

1

No earlier figure to compare

Owed within a year

£33.6k

+87% from £18.0k

Net assets are negative: on its last balance sheet the company owed £37.4k more than it owned.

The accounts for the year to 30 April 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £80.7k, for the year to 30 April 2022.

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04367697. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Signature Mortgages’s history from the FCA register and Companies House, newest first.

2023

23 August 2023

  • Changed its registered name from "Signature Mortgages Ltd"

FCA register

2017

1 February 2017

  • David Anthony Jeffries took control (75–100% of shares)

Companies House

2008

13 February 2008

  • Changed its registered name from "Signature Group"

FCA register

31 January 2008

  • Board replaced: its only director left and 2 new directors took over

Companies House

2007

8 August 2007

  • Changed its registered name from "Signature Mortgages Limited"

FCA register

2004

31 October 2004

  • Became an appointed representative

FCA register

2002

6 February 2002

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (7 shown here)
  • Every director appointment and resignation: 7
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Firms like Signature Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Hyde

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Signature Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is Signature Mortgages Limited FCA authorised?
Signature Mortgages Limited (FRN 411418) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Signature Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Signature Mortgages Limited (FRN 411418) is an AR of Openwork Limited (FRN 408285). When you use Signature Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Signature Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Signature Mortgages’ phone number?
The FCA register lists the phone number 07815 123135 for Signature Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Signature Mortgages a scam or clone?
Signature Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Signature Mortgages?
Protection works through Openwork Limited, the principal firm responsible for Signature Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Signature Mortgages?
Companies House lists one person with significant control of Signature Mortgages: Mr David Anthony Jeffries (75–100% of shares).
Who runs Signature Mortgages?
Companies House lists one director of Signature Mortgages: David Anthony Jeffries.
How long has Signature Mortgages been in business?
The company was formed on 6 February 2002.
What do Signature Mortgages’ latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of −£37.4k (down £7,025 from −£30.4k).
Does Signature Mortgages use any other names?
It has previously used 2 other names: Signature Group and Signature Mortgages Ltd.

Sources and links

The full report on Signature Mortgages Limited

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