Silverburn Finance (UK) Ltd

Reference number: 500420

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    76 Winter Hey Lane, Horwich, Bolton, Lancashire, BL6 7PQ, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode BL6 7PQ
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Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
SILVERBURN FINANCE (U.K.) LIMITED
Company number
00712494
Company status
Active
Company type
Private limited company
Incorporated
9 January 1962 (64 years old)
Registered office
76 Winter Hey Lane, Horwich, Bolton, Lancs, BL6 7PQ
Nature of business
  • Factoring (SIC 64992)

Directors and company secretaries

Name Role Born Appointed Other companies
Mary-Rose Boundy Director Apr 1975 31 Jan 1995 2 other companies
Irene Mary Boundy Director Jan 1946 Not published 1 other company
Irene Mary Boundy Secretary Not published Not published 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 January 2026Small company accountsNot audited

Net assets

£2.70m

<1% from £2.70m

Cash at bank

£1.07m

−60% from £2.69m

Employees (average)

4

−33% from 6

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 00712494. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Silverburn Finance (UK)’s history from the FCA register and Companies House, newest first.

2017

2 August 2017

  • Christine Tonge no longer has significant control

Companies House

2016

2 August 2016

  • Rosedean Investments Limited became the majority owner (50–75% of shares)

Companies House

7 April 2016

  • Christine Tonge gained significant control

Companies House

2009

26 May 2009

  • Registered with the FCA

FCA register

2003

15 September 2003

  • Gwen Ashworth resigned as a director

Companies House

1995

31 January 1995

  • Mary-Rose Boundy appointed as a director

Companies House

1962

9 January 1962

  • Incorporated at Companies House

Companies House

Director appointments and resignations, and trading names, appear under All events.

Get the full report on Silverburn Finance (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 1 background check on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is Silverburn Finance (UK) Ltd FCA authorised?
Silverburn Finance (UK) Ltd (FRN 500420) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
Is Silverburn Finance (UK) a scam or clone?
Silverburn Finance (UK) is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Silverburn Finance (UK)?
Money you hand to Silverburn Finance (UK) is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Silverburn Finance (UK)?
Silverburn Finance (UK) is owned by Rosedean Investments Limited, which holds 50–75% of shares and 50–75% of votes, since 2 August 2016. Before that, it was controlled by Ms Christine Tonge.
Who runs Silverburn Finance (UK)?
Companies House lists 2 directors of Silverburn Finance (UK): Mary-Rose Boundy and Irene Mary Boundy.
How long has Silverburn Finance (UK) been in business?
The company was formed on 9 January 1962.
What do Silverburn Finance (UK)’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £2.70m (<1% from £2.70m) and cash at bank of £1.07m (−60% from £2.69m).

Sources and links

The full report on Silverburn Finance (UK) Ltd

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