Simon James John

Reference number: 194505

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Appointed representative

Simon James John does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

The Whitechurch Network Limited Reference number: 190859 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Simon James John (FRN 194505) is an AR of The Whitechurch Network Limited (FRN 190859). When you use Simon James John's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Simon James John, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0117 973 0110

  • Address

    11 Royal York Crescent, Clifton, Bristol, Avon, BS8 4JY, United Kingdom

In the full report: 2 background checks

  • What kind of line 0117 973 0110 is
  • Who else gives the postcode BS8 4JY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Merchants Asset Management Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Whitechurch Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Simon James John’s history from the FCA register and Companies House, newest first.

Key events (2) All events (5)

2017

19 June 2017

  • Changed its registered name from "Merchants Asset Management"

FCA register

1999

21 May 1999

  • Became an appointed representative

FCA register

In the full report: all 5 events

  • All 5 events in its history (2 shown here)
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Firms like Simon James John

Other firms of the same type (credit broker), nearest first.

In Bristol

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Simon James John

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Simon James John FCA authorised?
Simon James John (FRN 194505) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Simon James John?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Simon James John (FRN 194505) is an AR of The Whitechurch Network Limited (FRN 190859). When you use Simon James John's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Simon James John, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Simon James John’s phone number?
The FCA register lists the phone number 0117 973 0110 for Simon James John. If you were given different contact details, use these to check with the firm before going any further.
Is Simon James John a scam or clone?
Simon James John is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Simon James John?
Protection works through The Whitechurch Network Limited, the principal firm responsible for Simon James John's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Simon James John use any other names?
It trades as Merchants Asset Management.

Sources and links

The full report on Simon James John

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