Simon Karande Ltd

Reference number: 568281

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When karande.co.uk first appeared online, and whether it can receive email
  • What kind of line 01637 889288 is
  • Who else gives the postcode PL26 8LG
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (14 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
28 September 2011 (15 years old)
Registered office
Beacon Place Station Approach, Victoria, St Austell, Cornwall, PL26 8LG, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Shyam Karande Director Apr 1965 28 Sep 2011 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
still active
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£144k

+4.9% from £137k

Cash at bank

£160k

+16% from £138k

Employees (average)

4

Same as 4

Owed within a year

£35.3k

+58% from £22.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07790634. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Simon Karande’s history from the FCA register and Companies House, newest first.

2025

20 May 2025

  • Simon Shyam Karande gave up control
  • Simon Shyman Karande took control (75–100% of shares)

Companies House

2016

1 June 2016

  • Simon Shyam Karande took control (75–100% of shares)

Companies House

2015

20 February 2015

  • FCA imposed a requirement (Not permitted to canvass off trade premises)

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2012

6 February 2012

  • FCA imposed a requirement (Deed Poll)
  • Became authorised by the FCA

FCA register

5 January 2012

  • Regulated by the Financial Services Authority from this date

FCA register

2011

28 September 2011

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (9 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Simon Karande

Other FCA-listed firms that share a director, phone number or address with Simon Karande. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Simon Karande

Other firms of the same type (financial adviser), nearest first.

In St. Austell

In the Plymouth (PL) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Simon Karande

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 13 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Simon Karande Ltd FCA authorised?
Yes, Simon Karande Ltd (FRN 568281) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2012 and works as a financial adviser. The FCA has placed a limit on what it may do.
What is Simon Karande’s phone number and website?
The FCA register lists the phone number 01637 889288 and the website karande.co.uk for Simon Karande. If you were given different contact details, use these to check with the firm before going any further.
Is Simon Karande a scam or clone?
Simon Karande is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Simon Karande?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Simon Karande to the Financial Ombudsman Service, free of charge.
Who owns Simon Karande?
Companies House lists one person with significant control of Simon Karande: Mr Simon Shyman Karande (75–100% of shares). Before that, it was controlled by Mr Simon Shyam Karande.
Who runs Simon Karande?
Companies House lists one director of Simon Karande: Simon Shyam Karande.
How long has Simon Karande been in business?
The company was formed on 28 September 2011, and has held its current FCA authorisation since February 2012.
What do Simon Karande’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £144k (+4.9% from £137k) and cash at bank of £160k (+16% from £138k).

Sources and links

The full report on Simon Karande Ltd

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