Simple Commercial Finance Limited

Reference number: 723329

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When simplecf.com first appeared online, and whether it can receive email
  • What kind of line 01964 545965 is, and the 2 other firms that give it
  • Who else gives the postcode DD5 3DQ
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FCA permissions and consumer protection

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07053500
Company status
Active
Company type
Private limited company
Incorporated
22 October 2009 (17 years old)
Registered office
2 Exeter Street, Cottingham, East Riding Of Yorkshire, HU16 4LU, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Jacqueline Ann Fullerton Director May 1971 22 Oct 2009 2 other companies
Andrew William Pritchard Director Dec 1968 22 Oct 2009 12 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
12
closed down
8
are FCA-registered
2

In the full report: all 12 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 2 companies these 2 directors run together
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Filed accounts and finances

Year to 31 October 2025Abridged accountsNot audited

Net assets

£103k

<1% from £103k

Cash at bank

£132k

−30% from £187k

Employees (average)

2

Same as 2

Owed within a year

£64.9k

−34% from £99.0k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07053500. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Simple Commercial Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2016

6 April 2016

  • Andrew William Pritchard became a part-owner (25–50% of shares)
  • Jacqueline Ann Fullerton became a part-owner (25–50% of shares)

Companies House

5 April 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2009

22 October 2009

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Simple Commercial Finance

Other FCA-listed firms that share a director, phone number or address with Simple Commercial Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
share its phone number
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2), the same phone number (2), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Simple Commercial Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Dundee

Freedom Financial LimitedDundeeAuthorisedStuart Gearty (Insurance Services) Ltd.DundeeAuthorisedBarry CraigieDundeeAppointed representativeClan Financial SolutionsDundeeAppointed representativeColin MurrayDundeeAppointed representativeDrummond-Muir LimitedDundeeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Simple Commercial Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 12 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Simple Commercial Finance Limited FCA authorised?
Yes, Simple Commercial Finance Limited (FRN 723329) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2016 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Simple Commercial Finance’s phone number and website?
The FCA register lists the phone number 01964 545965 and the website simplecf.com for Simple Commercial Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Simple Commercial Finance a scam or clone?
Simple Commercial Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Simple Commercial Finance?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Simple Commercial Finance to the Financial Ombudsman Service, free of charge.
Who owns Simple Commercial Finance?
Companies House lists 2 people with significant control of Simple Commercial Finance: Mr Andrew William Pritchard (25–50% of shares) and Miss Jacqueline Ann Fullerton (25–50% of shares).
Who runs Simple Commercial Finance?
Companies House lists 2 directors of Simple Commercial Finance: Jacqueline Ann Fullerton and Andrew William Pritchard.
How long has Simple Commercial Finance been in business?
The company was formed on 22 October 2009, and has held its current FCA authorisation since April 2016.
What do Simple Commercial Finance’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £103k (<1% from £103k) and cash at bank of £132k (−30% from £187k).

Sources and links

The full report on Simple Commercial Finance Limited

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