Simplicity Group Ltd

Reference number: 758059

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When simplicity.group first appeared online, and whether it can receive email
  • What kind of line 028 9066 4002 is
  • Who else gives the postcode BT12 6NB
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • iSimplcity Ltd Former name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI619610
Company status
Active
Company type
Private limited company
Incorporated
31 July 2013 (13 years old)
Registered office
248 Upper Newtownards Road, Belfast, BT4 3EU, Northern Ireland
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Neil David Girvan Director Aug 1983 31 Jul 2013 10 other companies
Jamie Johnson Marsh Director Jun 1988 1 Nov 2013 None
Harry John Girvan Director Jul 1978 23 Dec 2020 4 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
11
closed down
6
run together
3

In the full report: all 11 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 companies these 3 directors run together
Instant PDF download

Filed accounts and finances

Year to 29 December 2025Full accountsNot audited

Total equity

£1.99m

−15% from £2.34m

Cash at bank

£514k

−47% from £977k

Owed within a year

£552k

+5.4% from £524k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company NI619610. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Simplicity Group’s history from the FCA register and Companies House, newest first.

Key events (8) All events (14)

2023

18 August 2023

  • Harry John Girvan became a part-owner (25–50% of shares)

Companies House

2017

1 November 2017

  • Changed its registered name from "iSimplcity Ltd"

FCA register

2016

23 September 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1 August 2016

  • Neil Girvan gave up control

Companies House

6 April 2016

  • Neil David Girvan became a part-owner (25–50% of shares)
  • Neil Girvan took control (75–100% of shares)

Companies House

2013

31 July 2013

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (8 shown here)
  • Every director appointment and resignation: 3
Instant PDF download

Firms like Simplicity Group

Other firms of the same type (credit broker), nearest first.

In Belfast

The Consumer CouncilBelfastAuthorisedBrian GeorgeBelfastAuthorisedBrian GrantBelfastAuthorisedCharles CaseyBelfastAuthorisedClara Smyth, Jonathan Smyth & Cathy SmythBelfastAuthorisedDavid DornanBelfastAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Simplicity Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 11 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 14 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Simplicity Group Ltd FCA authorised?
Yes, Simplicity Group Ltd (FRN 758059) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Simplicity Group’s phone number and website?
The FCA register lists the phone number 028 9066 4002 and the website simplicity.group for Simplicity Group. If you were given different contact details, use these to check with the firm before going any further.
Is Simplicity Group a scam or clone?
Simplicity Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Simplicity Group?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Simplicity Group handles your money, so check the specific product before you commit. You can also refer complaints about Simplicity Group to the Financial Ombudsman Service, free of charge.
Who owns Simplicity Group?
Companies House lists 2 people with significant control of Simplicity Group: Mr Harry John Girvan (25–50% of shares) and Mr Neil David Girvan (25–50% of shares). Before that, it was controlled by Mr Neil Girvan.
Who runs Simplicity Group?
Companies House lists 3 directors of Simplicity Group: Neil David Girvan, Jamie Johnson Marsh and Harry John Girvan.
How long has Simplicity Group been in business?
The company was formed on 31 July 2013, and has held its current FCA authorisation since September 2016.
What do Simplicity Group’s latest accounts show?
Its latest accounts, to 29 December 2025, show total equity of £1.99m (−15% from £2.34m) and cash at bank of £514k (−47% from £977k).
Does Simplicity Group use any other names?
It has previously used the name iSimplcity Ltd.

Sources and links

The full report on Simplicity Group Ltd

£19.99 · Instant PDF download

Loading secure checkout…