Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2021
- Accounts filed up to 31 March 2025
- On its latest accounts it owed £137k more than it owned
Responsible principal firm
Simply Lending Solutions Limited Reference number: 745164 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Simply Commercial Services Limited (FRN 957824) is an AR of Simply Lending Solutions Limited (FRN 745164). When you use Simply Commercial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Simply Commercial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Barn 12, Runwell Farm Estate, Hoe Lane, Rettendon Common, Chelmsford, Essex, CM3 8DQ, United Kingdom
In the full report: 2 background checks
- What kind of line 01245 209851 is, and the other firm that gives it
- Who else gives the postcode CM3 8DQ
Other names (1)
If you were contacted under any of these names, it is this firm.
- Insurance by Simply Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Simply Lending Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13248287 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 March 2021 (5 years old)
- Registered office
- Unit 115, Accounts By Simply, 40 Gracechurch Street, London, EC3V 0BT, England
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Adam Gary Hinder | Director | Nov 1977 | 5 Mar 2021 | 4 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- closed down
- 2
- still active
- 2
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 2 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£137k
Up £52.5k from −£190k
Cash at bank
£767
−39% from £1,249
Employees (average)
1
−50% from 2
Net assets are negative: on its last balance sheet the company owed £137k more than it owned.
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2022 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13248287. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Simply Commercial Services’s history from the FCA register and Companies House, newest first.
2022
20 June 2022
- Grant Carter stopped being a part-owner
Companies House
17 June 2022
- Adam Gary Hinder stopped being the majority owner
Companies House
2021
2 September 2021
- Became an appointed representative
FCA register
5 March 2021
- Incorporated at Companies House
- Adam Gary Hinder became the majority owner (50–75% of shares)
- Adam Gary Hinder took control (75–100% of shares)
- Grant Carter became a part-owner (25–50% of shares)
Companies House
In the full report: all 11 events
- All 11 events in its history (7 shown here)
- Every director appointment and resignation: 3
Firms connected to Simply Commercial Services
Other FCA-listed firms that share a director, phone number or address with Simply Commercial Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its phone number
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same phone number (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Simply Commercial Services
Other firms of the same type (insurance broker), nearest first.
In Chelmsford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Simply Commercial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 2 background checks on its contact details
- 4 years of accounts, charted
- All 11 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk