SJ Approved Used Cars LTD

Reference number: 926990

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sjapprovedusedcars.co.uk first appeared online, and whether it can receive email
  • What kind of line 07393 833415 is
  • Who else gives the postcode LE10 2LL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • SJ Cars Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12451361
Company status
Active
Company type
Private limited company
Incorporated
10 February 2020 (6 years old)
Registered office
Mr Tax Ltd, 16 Leicester Road, Blaby, Leicester, Leicestershire, LE8 4GQ, United Kingdom
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Spencer Eke Director Mar 1988 10 Feb 2020 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 28 February 2026Small company accountsNot audited

Net assets

£161k

+77% from £91.3k

Cash at bank

£116k

+27% from £91.5k

Employees (average)

5

Same as 5

Owed within a year

£512k

+60% from £319k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2021 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12451361. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

SJ Approved Used Cars’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2020

4 December 2020

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

10 February 2020

  • Incorporated at Companies House
  • Spencer Eke took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like SJ Approved Used Cars

Other firms of the same type (car dealer), nearest first.

In Hinckley

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on SJ Approved Used Cars

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is SJ Approved Used Cars LTD FCA authorised?
Yes, SJ Approved Used Cars LTD (FRN 926990) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2020 and works as a car dealer. The FCA has placed no limits on its permissions.
What is SJ Approved Used Cars’ phone number and website?
The FCA register lists the phone number 07393 833415 and the website sjapprovedusedcars.co.uk for SJ Approved Used Cars. If you were given different contact details, use these to check with the firm before going any further.
Is SJ Approved Used Cars a scam or clone?
SJ Approved Used Cars is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with SJ Approved Used Cars?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how SJ Approved Used Cars handles your money, so check the specific product before you commit. You can also refer complaints about SJ Approved Used Cars to the Financial Ombudsman Service, free of charge.
Who owns SJ Approved Used Cars?
Companies House lists one person with significant control of SJ Approved Used Cars: Mr Spencer Eke (75–100% of shares).
Who runs SJ Approved Used Cars?
Companies House lists one director of SJ Approved Used Cars: Spencer Eke.
How long has SJ Approved Used Cars been in business?
The company was formed on 10 February 2020, and has held its current FCA authorisation since December 2020.
What do SJ Approved Used Cars’ latest accounts show?
Its latest accounts, to 28 February 2026, show net assets of £161k (+77% from £91.3k) and cash at bank of £116k (+27% from £91.5k).
Does SJ Approved Used Cars use any other names?
It trades as SJ Cars.

Sources and links

The full report on SJ Approved Used Cars LTD

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