SJAM Limited

Reference number: 665447

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When jadefinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01945 475418 is
  • Who else gives the postcode PE14 8AF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Jade Finance Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06288315
Company status
Active
Company type
Private limited company
Incorporated
21 June 2007 (19 years old)
Registered office
27-29 Old Market, Wisbech, Cambridgeshire, PE13 1NE
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Joseph Andrew Green Director Nov 1978 21 Jun 2007 None
Andrew John Green Director Jun 1952 21 Jun 2007 1 other company
Susan Green Director Jan 1956 21 Jun 2007 1 other company
Matthew John Green Director Jan 1976 16 Dec 2010 1 other company
Jessica Green Director Mar 1996 16 Sep 2014 None
James Andrew Green Director Sep 1990 15 Jun 2015 None
Susan Green Secretary Not published 21 Jun 2007 1 other company

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
1
went insolvent
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 6 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 January 2026Small company accountsNot audited

Net assets

£1.82m

+3.7% from £1.75m

Cash at bank

£360k

−39% from £592k

Employees (average)

6

Same as 6

Owed within a year

£48.0k

−89% from £447k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06288315. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Sjam’s history from the FCA register and Companies House, newest first.

Key events (8) All events (19)

2022

1 July 2022

  • Ash Mountain Services Limited became the majority owner (50–75% of shares)
  • Jonathan Charles Griffin gave up control

Companies House

2016

21 June 2016

  • Andrew John Green became a part-owner (25–50% of shares)
  • Brian Richard Bowser became the majority owner (50–75% of shares)
  • Jonathan Charles Griffin took control (75–100% of shares)

Companies House

2015

15 June 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register · Companies House

2007

21 June 2007

  • Incorporated at Companies House

Companies House

In the full report: all 19 events

  • All 19 events in its history (8 shown here)
  • Every director appointment and resignation: 8
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Firms connected to Sjam

Other FCA-listed firms that share a director, phone number or address with Sjam. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like Sjam

Other firms of the same type (lender), nearest first.

In Wisbech

2Gether Insurance LtdWisbechAuthorised

In the Peterborough (PE) postcode area

Anthony EmmersonCambridgeshireAuthorisedBFSL LimitedPeterboroughAuthorisedCambridge Independent Financial PlanningKing's LynnAuthorisedCanter Holland LtdPeterboroughAuthorisedHappy Days Holiday HomesSkegnessAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sjam

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 19 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is SJAM Limited FCA authorised?
Yes, SJAM Limited (FRN 665447) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2015 and works as a lender. The FCA has placed no limits on its permissions.
What is Sjam’s phone number and website?
The FCA register lists the phone number 01945 475418 and the website jadefinance.co.uk for Sjam. If you were given different contact details, use these to check with the firm before going any further.
Is Sjam a scam or clone?
Sjam is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sjam?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Sjam handles your money, so check the specific product before you commit. You can also refer complaints about Sjam to the Financial Ombudsman Service, free of charge.
Who owns Sjam?
Sjam is owned by Ash Mountain Services Limited, which holds 50–75% of shares, since 1 July 2022. Before that, it was controlled by Mr Jonathan Charles Griffin.
Who runs Sjam?
Companies House lists 6 directors of Sjam: Joseph Andrew Green, Andrew John Green, Susan Green, Matthew John Green, Jessica Green and James Andrew Green.
How long has Sjam been in business?
The company was formed on 21 June 2007, and has held its current FCA authorisation since June 2015.
What do Sjam’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £1.82m (+3.7% from £1.75m) and cash at bank of £360k (−39% from £592k).
Does Sjam use any other names?
It trades as Jade Finance.

Sources and links

The full report on SJAM Limited

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