Sky Pay Limited

Reference number: 801282

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Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07304 388587

  • Address

    45 Brent Street, London, England, NW4 2EA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07304 388587 is
  • Who else gives the postcode NW4 2EA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • City Express Money Transfer Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 June 2017 (9 years old)
Registered office
45 Brent Street, London, NW4 2EA, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Jan Adel Adil Director Nov 2001 10 Jun 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 5 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£40.1k

Same as £40.1k

Employees (average)

0

−100% from 2

Owed within a year

£6,462

+1.4% from £6,372

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10800409. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Sky Pay’s history from the FCA register and Companies House, newest first.

2025

25 November 2025

  • Jan Adel Adil took control (75–100% of shares)
  • Karambahadur Gurung stopped being a part-owner
  • Krishna Bahadur Gurung stopped being a part-owner

Companies House

2024

5 April 2024

  • Karambahadur Gurung became a part-owner (25–50% of shares)

Companies House

2021

26 July 2021

  • Changed its registered name from "City Express Money Transfer Ltd"

FCA register

2020

1 June 2020

  • Karambahadur Gurung gave up control
  • Krishna Bahadur Gurung became a part-owner (25–50% of shares)

Companies House

2018

10 April 2018

  • Regulated by the FCA from this date
  • Registered as a small payment institution

FCA register

2017

2 June 2017

  • Incorporated at Companies House
  • Karambahadur Gurung took control (75–100% of shares)

Companies House

In the full report: all 21 events

  • All 21 events in its history (11 shown here)
  • Every director appointment and resignation: 9
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Firms connected to Sky Pay

Other FCA-listed firms that share a director, phone number or address with Sky Pay. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Sky Pay

Other firms of the same type (payment or money transfer firm), nearest first.

In England

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sky Pay

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 21 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Sky Pay Limited FCA authorised?
Yes, Sky Pay Limited (FRN 801282) is registered with the FCA and permitted to provide its regulated services.
What is Sky Pay’s phone number?
The FCA register lists the phone number 07304 388587 for Sky Pay. If you were given different contact details, use these to check with the firm before going any further.
Is Sky Pay a scam or clone?
Sky Pay is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sky Pay?
Protection depends on which product you hold and how Sky Pay handles your money, so check the specific product before you commit. You can also refer complaints about Sky Pay to the Financial Ombudsman Service, free of charge.
Who owns Sky Pay?
Companies House lists one person with significant control of Sky Pay: Mr Jan Adel Adil (75–100% of shares). Before that, it was controlled by Mr Karambahadur Gurung and Mr Krishna Bahadur Gurung.
Who runs Sky Pay?
Companies House lists one director of Sky Pay: Jan Adel Adil.
How long has Sky Pay been in business?
The company was formed on 2 June 2017, and has held its current FCA authorisation since April 2018.
What do Sky Pay’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £40.1k (same as £40.1k).
Does Sky Pay use any other names?
It has previously used the name City Express Money Transfer Ltd.

Sources and links

The full report on Sky Pay Limited

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