Skyblue Planners Limited

Reference number: 763336

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Skyblue Planners Limited (FRN 763336) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Skyblue Planners's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Skyblue Planners, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When skybluefp.co.uk first appeared online, and whether it can receive email
  • What kind of line 0118 958 2425 is
  • Who else gives the postcode RG7 4AB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Skyblue Financial Planners Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
1 April 2015 (11 years old)
Registered office
Office 16, Devonshire House Aviary Court, Wade Road, Basingstoke, Hampshire, RG24 8PE, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Activities of insurance agents and brokers (SIC 66220)
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Douglas Peter Cowan Director Jan 1961 1 Apr 2015 None
Julie Ann Cowan Secretary Not published 20 Apr 2016 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£27.3k

+9.7% from £24.9k

Employees (average)

4

Same as 4

Owed within a year

£14.6k

+20% from £12.1k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09522830. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Skyblue Planners’s history from the FCA register and Companies House, newest first.

2016

1 November 2016

  • Became an appointed representative

FCA register

20 April 2016

  • Douglas Peter Cowan became the majority owner (50–75% of shares)

Companies House

2015

1 April 2015

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Skyblue Planners

Other FCA-listed firms that share a director, phone number or address with Skyblue Planners. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Skyblue Planners

Other firms of the same type (insurance broker), nearest first.

In Reading

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Skyblue Planners

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 7 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Skyblue Planners Limited FCA authorised?
Skyblue Planners Limited (FRN 763336) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Skyblue Planners?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Skyblue Planners Limited (FRN 763336) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Skyblue Planners's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Skyblue Planners, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Skyblue Planners’ phone number and website?
The FCA register lists the phone number 0118 958 2425 and the website skybluefp.co.uk for Skyblue Planners. If you were given different contact details, use these to check with the firm before going any further.
Is Skyblue Planners a scam or clone?
Skyblue Planners is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Skyblue Planners?
Protection works through The On-Line Partnership Limited, the principal firm responsible for Skyblue Planners's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Skyblue Planners?
Companies House lists one person with significant control of Skyblue Planners: Mr Douglas Peter Cowan (50–75% of shares).
Who runs Skyblue Planners?
Companies House lists one director of Skyblue Planners: Douglas Peter Cowan.
How long has Skyblue Planners been in business?
The company was formed on 1 April 2015.
What do Skyblue Planners’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £27.3k (+9.7% from £24.9k).
Does Skyblue Planners use any other names?
It trades as Skyblue Financial Planners.

Sources and links

The full report on Skyblue Planners Limited

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