SM Financial Advice Ltd

Reference number: 798521

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • SM Financial Advice Ltd (FRN 798521) is an AR of Openwork Limited (FRN 408285). When you use SM Financial Advice's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from SM Financial Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0141 639 3841

  • Address

    SM Financial Advice, 1 Spiersbridge Way, Spiersbridge Business Park, Thornliebank, Glasgow, G46 8NG, United Kingdom

In the full report: 2 background checks

  • What kind of line 0141 639 3841 is
  • Who else gives the postcode G46 8NG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Gregory Jenkins Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
16 June 2025 (1 year old)
Registered office
1 Spiersbridge Way, Spiersbridge Business Park, Thornliebank, G46 8FG, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Gregory Lee Jenkins Director Oct 1978 16 Jun 2025 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

SM Financial Advice’s history from the FCA register and Companies House, newest first.

2026

18 March 2026

  • Changed its registered name from "Gregory Jenkins"

FCA register

2025

16 June 2025

  • Incorporated at Companies House
  • Gregory Lee Jenkins took control (75–100% of shares)
  • Gregory Lee Jenkins appointed as a director

Companies House

2018

12 January 2018

  • Became an appointed representative
  • Began trading as "SM Financial Advice"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to SM Financial Advice

Other FCA-listed firms that share a director, phone number or address with SM Financial Advice. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like SM Financial Advice

Other firms of the same type (financial adviser), nearest first.

In Glasgow

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on SM Financial Advice

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is SM Financial Advice Ltd FCA authorised?
SM Financial Advice Ltd (FRN 798521) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for SM Financial Advice?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. SM Financial Advice Ltd (FRN 798521) is an AR of Openwork Limited (FRN 408285). When you use SM Financial Advice's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from SM Financial Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is SM Financial Advice’s phone number?
The FCA register lists the phone number 0141 639 3841 for SM Financial Advice. If you were given different contact details, use these to check with the firm before going any further.
Is SM Financial Advice a scam or clone?
SM Financial Advice is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with SM Financial Advice?
Protection works through Openwork Limited, the principal firm responsible for SM Financial Advice's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns SM Financial Advice?
Companies House lists one person with significant control of SM Financial Advice: Mr Gregory Lee Jenkins (75–100% of shares).
Who runs SM Financial Advice?
Companies House lists one director of SM Financial Advice: Gregory Lee Jenkins.
How long has SM Financial Advice been in business?
The company was formed on 16 June 2025.
Does SM Financial Advice use any other names?
It has previously used the name Gregory Jenkins.

Sources and links

The full report on SM Financial Advice Ltd

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