smalley cross ltd

Reference number: 695071

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When smalleycross.co.uk first appeared online, and whether it can receive email
  • What kind of line 01332 881882 is
  • Who else gives the postcode DE7 6DG
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
11 August 2005 (21 years old)
Registered office
C/O Pkf Smith Cooper Prospect House, 1 Prospect Place, Pride Park, Derby, DE24 8HG, United Kingdom
Nature of business
  • Sale, maintenance and repair of motorcycles and related parts and accessories (SIC 45400)

Directors and company secretaries

Name Role Born Appointed Other companies
James Lee Ryan Director Sep 1982 20 Sep 2010 None
Michael John Joseph Ryan Director May 1996 9 Jan 2017 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 5 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

£30.8k

−84% from £197k

Cash at bank

£25.6k

−14% from £29.6k

Owed within a year

£252k

+10% from £228k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05534569. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Smalley cross’s history from the FCA register and Companies House, newest first.

2017

9 January 2017

  • James Lee Ryan became the majority owner (50–75% of shares)
  • Jill Ryan stopped being a part-owner
  • Liam Gerard Ryan stopped being the majority owner
  • Michael John Joseph Ryan became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Jill Ryan became a part-owner (25–50% of shares)
  • Liam Gerard Ryan became the majority owner (50–75% of shares)

Companies House

2015

14 August 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2005

11 August 2005

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (9 shown here)
  • Every director appointment and resignation: 8
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Firms like smalley cross

Other firms of the same type (car dealer), nearest first.

In Ilkeston

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on smalley cross

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 20 events in its history

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Frequently asked questions about this firm

Is smalley cross ltd FCA authorised?
Yes, smalley cross ltd (FRN 695071) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is smalley cross’ phone number and website?
The FCA register lists the phone number 01332 881882 and the website smalleycross.co.uk for smalley cross. If you were given different contact details, use these to check with the firm before going any further.
Is smalley cross a scam or clone?
smalley cross is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with smalley cross?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how smalley cross handles your money, so check the specific product before you commit. You can also refer complaints about smalley cross to the Financial Ombudsman Service, free of charge.
Who owns smalley cross?
Companies House lists 2 people with significant control of smalley cross: Mr James Lee Ryan (50–75% of shares) and Mr Michael John Joseph Ryan (25–50% of shares). Before that, it was controlled by Mr Liam Gerard Ryan and Mrs Jill Ryan.
Who runs smalley cross?
Companies House lists 2 directors of smalley cross: James Lee Ryan and Michael John Joseph Ryan.
How long has smalley cross been in business?
The company was formed on 11 August 2005, and has held its current FCA authorisation since August 2015.
What do smalley cross’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £30.8k (−84% from £197k) and cash at bank of £25.6k (−14% from £29.6k).

Sources and links

The full report on smalley cross ltd

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