Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2021
- Accounts filed up to 31 December 2025
- On its latest accounts it owed £46.6k more than it owned
Responsible principal firm
Meridian Finance Partners Ltd Reference number: 661646 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Smart Commercial Vehicles Limited (FRN 980398) introduces customers to Meridian Finance Partners Ltd (FRN 661646). Any regulated advice or arranging is done by the principal, not Smart Commercial Vehicles.
- Example: if Smart Commercial Vehicles refers you to a financial adviser, the advice should come from the principal firm, not from Smart Commercial Vehicles itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Unit 2, The Malthouse, Daveys Lane, Lewes, East Sussex, BN7 2BF, United Kingdom
In the full report: 2 background checks
- What kind of line 07471 351283 is
- Who else gives the postcode BN7 2BF
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Meridian Finance Partners Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- SMART COMMERCIAL VEHICLES LTD
- Company number
- 13168052 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 January 2021 (5 years old)
- Registered office
- 85 Church Road, Hove, BN3 2BB, England
- Nature of business
-
- Sale of used cars and light motor vehicles (SIC 45112)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Julian Graham Grindall | Director | Jul 1955 | 29 Jan 2021 | 16 other companies |
| Stuart John Shiell | Director | Jul 1961 | 29 Jan 2021 | 2 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 18
- closed down
- 11
- went insolvent
- 1
In the full report: all 18 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- The one that went into liquidation or administration
Filed accounts and finances
Net assets
−£46.6k
Down £23.1k from −£23.5k
Cash at bank
£49
Down £84 from £133
Employees (average)
0
Same as 0
Owed within a year
£64.8k
−15% from £76.2k
Net assets are negative: on its last balance sheet the company owed £46.6k more than it owned.
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2021 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13168052. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Smart Commercial Vehicles’s history from the FCA register and Companies House, newest first.
2022
5 August 2022
- Became an introducer appointed representative
FCA register
2021
29 January 2021
- Incorporated at Companies House
- Red Dot Investments Ltd became a part-owner (25–50% of shares)
- Stuart John Shiell became a part-owner (25–50% of shares)
- Julian Graham Grindall appointed as a director
- Stuart John Shiell appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Smart Commercial Vehicles
Other firms of the same type (car dealer), nearest first.
In Lewes
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Smart Commercial Vehicles
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 18 other companies its directors have run, named
- 2 background checks on its contact details
- 4 years of accounts, charted
- All 6 events in its history
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Frequently asked questions about this firm
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What do Smart Commercial Vehicles’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk