Smart Digital Business Solutions Limited

Reference number: 734468

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When smartdigitalbs.co.uk first appeared online, and whether it can receive email
  • What kind of line 01623 749759 is
  • Who else gives the postcode NG20 8RX
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06595609
Company status
Active
Company type
Private limited company
Incorporated
16 May 2008 (18 years old)
Registered office
St. Oswald House, St Oswald Street, Castleford, West Yorkshire, WF10 1DH, United Kingdom
Nature of business
  • Other information technology service activities (SIC 62090)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Mark Smedley Director Aug 1966 30 Jul 2014 1 other company
Scott Westwood Director Oct 1970 30 Jul 2014 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

−£159k

Up £60.5k from −£220k

Cash at bank

£8,977

+336% from £2,058

Employees (average)

3

Same as 3

Owed within a year

£236k

−22% from £302k

Net assets are negative: on its last balance sheet the company owed £159k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06595609. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Smart Digital Business Solutions’s history from the FCA register and Companies House, newest first.

Key events (5) All events (15)

2017

6 April 2017

  • Andrew Mark Smedley became a part-owner (25–50% of shares)
  • Scott Westwood became a part-owner (25–50% of shares)

Companies House

2016

11 February 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2008

16 May 2008

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (5 shown here)
  • Every director appointment and resignation: 8
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Firms connected to Smart Digital Business Solutions

Other FCA-listed firms that share a director, phone number or address with Smart Digital Business Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Smart Digital Business Solutions

Other firms of the same type (credit broker), nearest first.

In Mansfield

David Paul AntcliffMansfieldSee the registerMichael CallaghanMansfieldAuthorisedMr David Horgan & Mr John HorganMansfieldAuthorisedSherwood Forest Golf ClubMansfieldAuthorisedVernon RoeMansfieldAuthorisedThe Watch Shop Holdings LimitedMansfieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Smart Digital Business Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 15 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Smart Digital Business Solutions Limited FCA authorised?
Yes, Smart Digital Business Solutions Limited (FRN 734468) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Smart Digital Business Solutions’ phone number and website?
The FCA register lists the phone number 01623 749759 and the website smartdigitalbs.co.uk for Smart Digital Business Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Smart Digital Business Solutions a scam or clone?
Smart Digital Business Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Smart Digital Business Solutions?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Smart Digital Business Solutions handles your money, so check the specific product before you commit. You can also refer complaints about Smart Digital Business Solutions to the Financial Ombudsman Service, free of charge.
Who owns Smart Digital Business Solutions?
Companies House lists 2 people with significant control of Smart Digital Business Solutions: Mr Andrew Mark Smedley (25–50% of shares) and Mr Scott Westwood (25–50% of shares).
Who runs Smart Digital Business Solutions?
Companies House lists 2 directors of Smart Digital Business Solutions: Andrew Mark Smedley and Scott Westwood.
How long has Smart Digital Business Solutions been in business?
The company was formed on 16 May 2008, and has held its current FCA authorisation since February 2016.
What do Smart Digital Business Solutions’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of −£159k (up £60.5k from −£220k) and cash at bank of £8,977 (+336% from £2,058).

Sources and links

The full report on Smart Digital Business Solutions Limited

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