Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 30 September 2025
Responsible principal firm
HTG Finance Limited Reference number: 825534 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Smart Energi Hub Ltd (FRN 1058978) introduces customers to HTG Finance Limited (FRN 825534). Any regulated advice or arranging is done by the principal, not Smart Energi Hub.
- Example: if Smart Energi Hub refers you to a financial adviser, the advice should come from the principal firm, not from Smart Energi Hub itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Suite 18, Kings Court, 33 King Street, Blackburn, Blackburn With Darwen, BB2 2DH, United Kingdom
In the full report: 3 background checks
- When smartenergihub.co.uk first appeared online, and whether it can receive email
- What kind of line 0300 131 8761 is
- Who else gives the postcode BB2 2DH
FCA permissions and consumer protection
- Protection through the principal firmProtection works through HTG Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14353900 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 13 September 2022 (4 years old)
- Registered office
- Suite 18, Kings Court, 33 King Street, Blackburn, BB2 2DH, England
- Nature of business
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- Plumbing, heat and air-conditioning installation (SIC 43220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Lukman Hussain | Director | Jul 1981 | 13 Sep 2022 | 1 other company |
| David James Cross | Director | Aug 1956 | 1 Nov 2024 | 1 other company |
| Reshma Susan Thomas | Director | Nov 1993 | 1 Nov 2024 | None |
| Rahul Sathyan | Director | Oct 1994 | 1 Feb 2026 | None |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- closed down
- 1
- still active
- 1
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£589k
Up £588k from £264
Employees (average)
5
+400% from 1
Owed within a year
£548k
+561% from £82.9k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14353900. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Smart Energi Hub’s history from the FCA register and Companies House, newest first.
2026
10 July 2026
- Became an introducer appointed representative
FCA register
2022
13 September 2022
- Incorporated at Companies House
- Lukman Hussain took control (75–100% of shares)
Companies House
In the full report: all 7 events
- All 7 events in its history (3 shown here)
- Every director appointment and resignation: 4
Firms connected to Smart Energi Hub
Other FCA-listed firms that share a director, phone number or address with Smart Energi Hub. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Smart Energi Hub
Other firms of the same type (home improvement or trades), nearest first.
In Blackburn
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Smart Energi Hub
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details
- All 7 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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What do Smart Energi Hub’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk