Smart Energi Hub Ltd

Reference number: 1058978

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Smart Energi Hub Ltd (FRN 1058978) introduces customers to HTG Finance Limited (FRN 825534). Any regulated advice or arranging is done by the principal, not Smart Energi Hub.
  • Example: if Smart Energi Hub refers you to a financial adviser, the advice should come from the principal firm, not from Smart Energi Hub itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When smartenergihub.co.uk first appeared online, and whether it can receive email
  • What kind of line 0300 131 8761 is
  • Who else gives the postcode BB2 2DH
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HTG Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
13 September 2022 (4 years old)
Registered office
Suite 18, Kings Court, 33 King Street, Blackburn, BB2 2DH, England
Nature of business
  • Plumbing, heat and air-conditioning installation (SIC 43220)

Directors and company secretaries

Name Role Born Appointed Other companies
Lukman Hussain Director Jul 1981 13 Sep 2022 1 other company
David James Cross Director Aug 1956 1 Nov 2024 1 other company
Reshma Susan Thomas Director Nov 1993 1 Nov 2024 None
Rahul Sathyan Director Oct 1994 1 Feb 2026 None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£589k

Up £588k from £264

Employees (average)

5

+400% from 1

Owed within a year

£548k

+561% from £82.9k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14353900. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Smart Energi Hub’s history from the FCA register and Companies House, newest first.

2026

10 July 2026

  • Became an introducer appointed representative

FCA register

2022

13 September 2022

  • Incorporated at Companies House
  • Lukman Hussain took control (75–100% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (3 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Smart Energi Hub

Other FCA-listed firms that share a director, phone number or address with Smart Energi Hub. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Smart Energi Hub

Other firms of the same type (home improvement or trades), nearest first.

In Blackburn

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Smart Energi Hub

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 7 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Smart Energi Hub Ltd FCA authorised?
Smart Energi Hub Ltd (FRN 1058978) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Smart Energi Hub?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Smart Energi Hub Ltd (FRN 1058978) introduces customers to HTG Finance Limited (FRN 825534). Any regulated advice or arranging is done by the principal, not Smart Energi Hub. Example: if Smart Energi Hub refers you to a financial adviser, the advice should come from the principal firm, not from Smart Energi Hub itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Smart Energi Hub’s phone number and website?
The FCA register lists the phone number 0300 131 8761 and the website smartenergihub.co.uk for Smart Energi Hub. If you were given different contact details, use these to check with the firm before going any further.
Is Smart Energi Hub a scam or clone?
Smart Energi Hub is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Smart Energi Hub?
Protection works through HTG Finance Limited, the principal firm responsible for Smart Energi Hub's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Smart Energi Hub?
Companies House lists one person with significant control of Smart Energi Hub: Mr Lukman Hussain (75–100% of shares).
Who runs Smart Energi Hub?
Companies House lists 4 directors of Smart Energi Hub: Lukman Hussain, David James Cross, Reshma Susan Thomas and Rahul Sathyan.
How long has Smart Energi Hub been in business?
The company was formed on 13 September 2022.
What do Smart Energi Hub’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £589k (up £588k from £264).

Sources and links

The full report on Smart Energi Hub Ltd

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