Smart Energy Group Ltd

Reference number: 1043234

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

SHERMIN FINANCE LIMITED Reference number: 727594 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • SMART ENERGY GROUP LTD (FRN 1043234) is an AR of SHERMIN FINANCE LIMITED (FRN 727594). When you use SMART ENERGY GROUP's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from SMART ENERGY GROUP, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When smartenergyhomes.co.uk first appeared online, and whether it can receive email
  • What kind of line 01291 901029 is
  • Who else gives the postcode NP44 3AB
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Home energy solutions UK  Trading name
  • Smart Energy Homes Trading name
  • smartenergyhomes.co.uk Trading name
  • SMART ENERGY HOMES LTD Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Shermin Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Smart Energy Group’s history from the FCA register and Companies House, newest first.

Key events (2) All events (6)

2026

14 April 2026

  • Changed its registered name from "SMART ENERGY HOMES LTD"

FCA register

2025

27 October 2025

  • Became an appointed representative

FCA register

In the full report: all 6 events

  • All 6 events in its history (2 shown here)
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Firms connected to Smart Energy Group

Other FCA-listed firms that share a director, phone number or address with Smart Energy Group. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Smart Energy Group

Other firms of the same type (credit broker), nearest first.

In Cwmbran

Lewis BirdCwmbranAppointed representativeHaven MobilityCwmbranAuthorised

In the Newport (NP) postcode area

Alexander MorrellNewportAppointed representativeKingsleigh JonesCaldicotAppointed representativeMegan LeamonChepstowAppointed representativeMorgan Business Finance LtdAbergavennyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Smart Energy Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 6 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Smart Energy Group Ltd FCA authorised?
Smart Energy Group Ltd (FRN 1043234) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Smart Energy Group?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Smart Energy Group Ltd (FRN 1043234) is an AR of SHERMIN FINANCE LIMITED (FRN 727594). When you use Smart Energy Group's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Smart Energy Group, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Smart Energy Group’s phone number and website?
The FCA register lists the phone number 01291 901029 and the website smartenergyhomes.co.uk for Smart Energy Group. If you were given different contact details, use these to check with the firm before going any further.
Is Smart Energy Group a scam or clone?
Smart Energy Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Smart Energy Group?
Protection works through Shermin Finance Limited, the principal firm responsible for Smart Energy Group's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Smart Energy Group use any other names?
It trades as Home energy solutions UK , Smart Energy Homes and smartenergyhomes.co.uk. It has previously used the name SMART ENERGY HOMES LTD.

Sources and links

The full report on Smart Energy Group Ltd

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