Smart H & S Limited

Reference number: 716322

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When the-smartgroup.co.uk first appeared online, and whether it can receive email
  • What kind of line 01344 411480 is
  • Who else gives the postcode RG12 2AA
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • The Smart Group Trading name
  • Cosmedico Medical Former trading name
  • Smart Medispa Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06964079
Company status
Active
Company type
Private limited company
Incorporated
16 July 2009 (17 years old)
Registered office
Greenwood House, London Road, Bracknell, RG12 2AA, England
Nature of business
  • Agents involved in the sale of a variety of goods (SIC 46190)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Nigel Hallam Director Jul 1966 16 Jul 2009 1 other company
Joshua Wallace Yardley Director Dec 1968 30 Nov 2011 None
Ian Hallam Secretary Not published 16 Jul 2009 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£266k

No earlier figure to compare

Cash at bank

£377k

No earlier figure to compare

Employees (average)

12

No earlier figure to compare

Owed within a year

£429k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06964079. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Smart H & S’s history from the FCA register and Companies House, newest first.

Key events (5) All events (16)

2016

6 April 2016

  • Ian Nigel Hallam became the majority owner (50–75% of shares)
  • Joshua Wallace Yardley became a part-owner (25–50% of shares)

Companies House

2015

16 November 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2009

16 July 2009

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Smart H & S

Other FCA-listed firms that share a director, phone number or address with Smart H & S. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Smart H & S

Other firms of the same type (credit broker), nearest first.

In Bracknell

Adapt Ability LimitedBracknellAppointed representativeJohn FordBracknellAppointed representativeTechnogym U.K. LimitedBracknellAuthorisedBruton Solutions LimitedBracknellAuthorisedBusiness Technology Support LimitedBracknellAuthorisedForeuk LimitedBracknellAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Smart H & S

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 16 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Smart H & S Limited FCA authorised?
Yes, Smart H & S Limited (FRN 716322) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Smart H & S’ phone number and website?
The FCA register lists the phone number 01344 411480 and the website the-smartgroup.co.uk for Smart H & S. If you were given different contact details, use these to check with the firm before going any further.
Is Smart H & S a scam or clone?
Smart H & S is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Smart H & S?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Smart H & S handles your money, so check the specific product before you commit. You can also refer complaints about Smart H & S to the Financial Ombudsman Service, free of charge.
Who owns Smart H & S?
Companies House lists 2 people with significant control of Smart H & S: Mr Ian Nigel Hallam (50–75% of shares) and Mr Joshua Wallace Yardley (25–50% of shares).
Who runs Smart H & S?
Companies House lists 2 directors of Smart H & S: Ian Nigel Hallam and Joshua Wallace Yardley.
How long has Smart H & S been in business?
The company was formed on 16 July 2009, and has held its current FCA authorisation since November 2015.
What do Smart H & S’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £266k (no earlier figure to compare) and cash at bank of £377k (no earlier figure to compare).
Does Smart H & S use any other names?
It trades as The Smart Group. It has previously used 2 other names: Cosmedico Medical and Smart Medispa.

Sources and links

The full report on Smart H & S Limited

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