Smart Living Energy (UK) Limited
Reference number: 1035382
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Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 31 December 2023
Responsible principal firm
SHERMIN FINANCE LIMITED Reference number: 727594 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- SMART LIVING ENERGY (UK) LIMITED (FRN 1035382) introduces customers to SHERMIN FINANCE LIMITED (FRN 727594). Any regulated advice or arranging is done by the principal, not SMART LIVING ENERGY (UK).
- Example: if SMART LIVING ENERGY (UK) refers you to a financial adviser, the advice should come from the principal firm, not from SMART LIVING ENERGY (UK) itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
17-19 Hill Street, Kilmarnock, East Ayrshire, KA3 1HA, United Kingdom
In the full report: 3 background checks
- When smartliving.energy first appeared online, and whether it can receive email
- What kind of line 01563 401272 is
- Who else gives the postcode KA3 1HA
Other names (3)
If you were contacted under any of these names, it is this firm.
- INFINITE RENEWABLE ENERGY SYSTEMS Trading name: A name it trades under now.
- SMART LIVING ENERGY Trading name: A name it trades under now.
- INFINITE RENEWABLE ENERGY SYSTEMS LTD Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Shermin Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC769892 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 18 May 2023 (3 years old)
- Registered office
- 17-19 Hill Street, Kilmarnock, Ayrshire, KA3 1HA, Scotland
- Nature of business
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- Production of electricity (SIC 35110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Stewart Dickson | Director | Mar 1987 | 18 May 2023 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Total equity
£33.2k
No earlier figure to compare
Cash at bank
£178k
No earlier figure to compare
Employees (average)
3
No earlier figure to compare
Owed within a year
£201k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC769892. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Smart Living Energy (UK)’s history from the FCA register and Companies House, newest first.
2025
20 October 2025
- Changed its registered name from "INFINITE RENEWABLE ENERGY SYSTEMS LTD"
FCA register
24 June 2025
- Became an introducer appointed representative
FCA register
2023
18 May 2023
- Incorporated at Companies House
- Jarion Limited took control (75–100% of shares)
Companies House
In the full report: all 7 events
- All 7 events in its history (4 shown here)
- Every director appointment and resignation: 1
Firms connected to Smart Living Energy (UK)
Other FCA-listed firms that share a director, phone number or address with Smart Living Energy (UK). A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Smart Living Energy (UK)
Other firms of the same type (credit broker), nearest first.
In Kilmarnock
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Smart Living Energy (UK)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 7 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Smart Living Energy (UK) Limited FCA authorised?
What does introducer appointed representative mean for Smart Living Energy (UK)?
What is Smart Living Energy (UK)’s phone number and website?
Is Smart Living Energy (UK) a scam or clone?
Is my money safe with Smart Living Energy (UK)?
Who owns Smart Living Energy (UK)?
Who runs Smart Living Energy (UK)?
How long has Smart Living Energy (UK) been in business?
What do Smart Living Energy (UK)’s latest accounts show?
Does Smart Living Energy (UK) use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk