Smart Office Solution Limited

Reference number: 674494

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When smartofficegroup.com first appeared online, and whether it can receive email
  • What kind of line 01622 809508 is
  • Who else gives the postcode TN15 7AF
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06122002
Company status
Active
Company type
Private limited company
Incorporated
21 February 2007 (19 years old)
Registered office
Units 2 & 3 Nepicar Park, London Road, Wrotham, Kent, TN15 7AF, England
Nature of business
  • Wholesale of other office machinery and equipment (SIC 46660)

Directors and company secretaries

Name Role Born Appointed Other companies
Melissa Jayne Smart Director Oct 1975 21 Feb 2007 10 other companies
Gary Stephen Smart Director Jul 1970 21 Feb 2007 20 other companies
Michelle Larkin Director Feb 1982 1 Aug 2024 None
Matthew Kenneth Newman Director Feb 1988 21 Aug 2024 None
Michelle Larkin Secretary Not published 1 Aug 2024 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
21
closed down
14
run together
9

In the full report: all 21 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 9 companies these 4 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

£4.09m

+2% from £4.01m

Cash at bank

£1.03m

+2.6% from £1.01m

Employees (average)

35

+2.9% from 34

Owed within a year

£4.58m

−5.7% from £4.85m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06122002. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Smart Office Solution’s history from the FCA register and Companies House, newest first.

Key events (4) All events (14)

2016

6 April 2016

  • Gary Stephen Smart took control (75–100% of shares)

Companies House

2015

26 June 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2007

21 February 2007

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (4 shown here)
  • Every director appointment and resignation: 8
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Firms connected to Smart Office Solution

Other FCA-listed firms that share a director, phone number or address with Smart Office Solution. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Smart Office Solution

Other firms of the same type (credit broker), nearest first.

In Sevenoaks

GrvSevenoaksAuthorisedClearways Sales LtdSevenoaksAppointed representativeBlackbox Document Solutions LtdSevenoaksAuthorisedHygienius LimitedSevenoaksAuthorisedInsight Systems LimitedSevenoaksAuthorisedKnole Park Golf Club LimitedSevenoaksAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Smart Office Solution

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 21 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 14 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Smart Office Solution Limited FCA authorised?
Yes, Smart Office Solution Limited (FRN 674494) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Smart Office Solution’s phone number and website?
The FCA register lists the phone number 01622 809508 and the website smartofficegroup.com for Smart Office Solution. If you were given different contact details, use these to check with the firm before going any further.
Is Smart Office Solution a scam or clone?
Smart Office Solution is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Smart Office Solution?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Smart Office Solution handles your money, so check the specific product before you commit. You can also refer complaints about Smart Office Solution to the Financial Ombudsman Service, free of charge.
Who owns Smart Office Solution?
Companies House lists one person with significant control of Smart Office Solution: Mr Gary Stephen Smart (75–100% of shares).
Who runs Smart Office Solution?
Companies House lists 4 directors of Smart Office Solution: Melissa Jayne Smart, Gary Stephen Smart, Michelle Larkin and Matthew Kenneth Newman.
How long has Smart Office Solution been in business?
The company was formed on 21 February 2007, and has held its current FCA authorisation since June 2015.
What do Smart Office Solution’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £4.09m (+2% from £4.01m) and cash at bank of £1.03m (+2.6% from £1.01m).

Sources and links

The full report on Smart Office Solution Limited

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