Smart Office Systems Limited

Reference number: 662574

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sosgroup-ltd.co.uk first appeared online, and whether it can receive email
  • What kind of line 0345 230 8080 is
  • Who else gives the postcode NE11 0BH
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04527805
Company status
Active
Company type
Private limited company
Incorporated
5 September 2002 (24 years old)
Registered office
Unit 356a Dukesway Court, Team Valley Trading Estate, Gateshead, Tyne & Wear, NE11 0BH
Nature of business
  • Wholesale of other office machinery and equipment (SIC 46660)
  • Repair of computers and peripheral equipment (SIC 95110)

Directors and company secretaries

Name Role Born Appointed Other companies
John Joseph Behan Director May 1964 5 Sep 2002 6 other companies
Andrew Skelton Director Jan 1970 5 Sep 2002 4 other companies
George Joseph Young Director Jun 1964 5 Sep 2002 7 other companies
Andrew Skelton Secretary Not published 5 Sep 2002 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
1
run together
6

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 6 companies these 3 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£153k

−21% from £195k

Cash at bank

£122k

+237% from £36.1k

Employees (average)

15

−12% from 17

Owed within a year

£294k

−14% from £340k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04527805. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Smart Office Systems’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2016

6 April 2016

  • Andrew Skelton became a part-owner (25–50% of shares)
  • George Joseph Young became a part-owner (25–50% of shares)
  • John Joseph Behan became a part-owner (25–50% of shares)

Companies House

2015

4 March 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2002

5 September 2002

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like Smart Office Systems

Other firms of the same type (credit broker), nearest first.

In Gateshead

Frank CraneyGatesheadAuthorisedAviyon Finance LtdGatesheadAppointed representativeNXPower (UK) LimitedGatesheadAuthorisedAgilico Systems LimitedGatesheadAuthorisedAsghar Sports and Prestige LimitedGatesheadAuthorisedConverged Communications LimitedGatesheadAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Smart Office Systems

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Smart Office Systems Limited FCA authorised?
Yes, Smart Office Systems Limited (FRN 662574) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Smart Office Systems’ phone number and website?
The FCA register lists the phone number 0345 230 8080 and the website sosgroup-ltd.co.uk for Smart Office Systems. If you were given different contact details, use these to check with the firm before going any further.
Is Smart Office Systems a scam or clone?
Smart Office Systems is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Smart Office Systems?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Smart Office Systems handles your money, so check the specific product before you commit. You can also refer complaints about Smart Office Systems to the Financial Ombudsman Service, free of charge.
Who owns Smart Office Systems?
Companies House lists 3 people with significant control of Smart Office Systems: Mr John Joseph Behan (25–50% of shares), Mr Andrew Skelton (25–50% of shares) and Mr George Joseph Young (25–50% of shares).
Who runs Smart Office Systems?
Companies House lists 3 directors of Smart Office Systems: John Joseph Behan, Andrew Skelton and George Joseph Young.
How long has Smart Office Systems been in business?
The company was formed on 5 September 2002, and has held its current FCA authorisation since March 2015.
What do Smart Office Systems’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £153k (−21% from £195k) and cash at bank of £122k (+237% from £36.1k).

Sources and links

The full report on Smart Office Systems Limited

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