Smarter Sums Limited

Reference number: 1061214

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

A-PLAN HOLDINGS Reference number: 310164 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Smarter Sums Limited (FRN 1061214) introduces customers to A-PLAN HOLDINGS (FRN 310164). Any regulated advice or arranging is done by the principal, not Smarter Sums.
  • Example: if Smarter Sums refers you to a financial adviser, the advice should come from the principal firm, not from Smarter Sums itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When taxassist.co.uk first appeared online, and whether it can receive email
  • What kind of line 01603 611811 is, and the 4 other firms that give it
  • Who else gives the postcode CB1 3NF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • TaxAssist Accountants Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through A-Plan Holdings, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08951930
Company status
Active
Company type
Private limited company
Incorporated
21 March 2014 (12 years old)
Registered office
208 Mill Road, Cambridge, CB1 3NF, England
Nature of business
  • Accounting and auditing activities (SIC 69201)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Brookes Director Jan 1960 21 Mar 2014 None
Daren Lee Moore Director Jan 1972 4 Jul 2025 28 other companies
Nicholas Craig Redfern Director Jul 1974 4 Jul 2025 29 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
42
closed down
6
are FCA-registered
6

In the full report: all 42 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 6 on the FCA register, including one no longer authorised
  • The 15 companies these 3 directors run together
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Filed accounts and finances

8 months to 31 December 2025Micro-entity accountsNot audited

Net assets

−£165k

Down £127k from −£37.7k

Employees (average)

3

−57% from 7

Owed within a year

£221k

+76% from £125k

Net assets are negative: on its last balance sheet the company owed £165k more than it owned.

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08951930. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Smarter Sums’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2026

19 August 2026

  • Became an introducer appointed representative

FCA register

2025

4 July 2025

  • Richard Brookes gave up control
  • Taxassist Practices Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Richard Brookes took control (75–100% of shares)

Companies House

2014

21 March 2014

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Smarter Sums

Other FCA-listed firms that share a director, phone number or address with Smarter Sums. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
7
no longer authorised
1
share a director
5

In the full report: all 7 connected firms, named

  • How each is linked: shared directors (5), the same phone number (3), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Smarter Sums

Other firms of the same type (insurance broker), nearest first.

In Cambridge

Blue Coast Wealth Management LimitedCambridgeAppointed representativeCEG UFP LimitedCambridgeAppointed representativeCGS Administrative Services LimitedCambridgeAppointed representativeEncore Estate Management LtdCambridgeAppointed representativeIdealistic Financial Services LtdCambridgeAppointed representativeLoyalty Financial Solutions LimitedCambridgeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Smarter Sums

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 42 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 9 events in its history
  • 7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Smarter Sums Limited FCA authorised?
Smarter Sums Limited (FRN 1061214) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Smarter Sums?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Smarter Sums Limited (FRN 1061214) introduces customers to A-PLAN HOLDINGS (FRN 310164). Any regulated advice or arranging is done by the principal, not Smarter Sums. Example: if Smarter Sums refers you to a financial adviser, the advice should come from the principal firm, not from Smarter Sums itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Smarter Sums’ phone number and website?
The FCA register lists the phone number 01603 611811 and the website taxassist.co.uk/cambridge for Smarter Sums. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 4 other FCA firms.
Is Smarter Sums a scam or clone?
Smarter Sums is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Smarter Sums?
Protection works through A-Plan Holdings, the principal firm responsible for Smarter Sums's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Smarter Sums?
Smarter Sums is owned by Taxassist Practices Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 4 July 2025. Before that, it was controlled by Mr Richard Brookes.
Who runs Smarter Sums?
Companies House lists 3 directors of Smarter Sums: Richard Brookes, Daren Lee Moore and Nicholas Craig Redfern.
How long has Smarter Sums been in business?
The company was formed on 21 March 2014.
What do Smarter Sums’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of −£165k (down £127k from −£37.7k).
Does Smarter Sums use any other names?
It trades as TaxAssist Accountants.

Sources and links

The full report on Smarter Sums Limited

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