SmartPayNI Limited

Reference number: 1055701

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When smartpayni.co.uk first appeared online, and whether it can receive email
  • What kind of line 028 7116 3240 is
  • Who else gives the postcode BT47 6BG
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI647485
Company status
Active
Company type
Private limited company
Incorporated
17 August 2017 (9 years old)
Registered office
Glendermott Business Park, 31 Glendermott Road, Derry, BT47 6BG, Northern Ireland
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Marc Mclaughlin Director Aug 1992 17 Aug 2017 None
John Patrick Glackin Director Mar 1968 3 Oct 2018 None
Michelle Glackin Secretary Not published 1 Apr 2019 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 August 2022Abridged accountsNot audited

Profit before tax

£14.2k

−69% from £45.8k

Employees (average)

0

−100% from 6

Profit before tax

In the full report: all 4 years of accounts

  • Every year from 2019 to 2022
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI647485. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

SmartPayNI’s history from the FCA register and Companies House, newest first.

Key events (7) All events (14)

2026

26 August 2026

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2018

4 October 2018

  • John Patrick Glackin became a part-owner (25–50% of shares)
  • Noel Slane stopped being a part-owner

Companies House

2017

17 August 2017

  • Incorporated at Companies House
  • Marc McLaughlin became a part-owner (25–50% of shares)
  • Noel Slane became a part-owner (25–50% of shares)

Companies House

In the full report: all 14 events

  • All 14 events in its history (7 shown here)
  • Every director appointment and resignation: 4
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Firms connected to SmartPayNI

Other FCA-listed firms that share a director, phone number or address with SmartPayNI. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like SmartPayNI

Other firms of the same type (credit broker), nearest first.

In Derry

Dispo Products LimitedDerryAuthorised

In the Belfast (BT) postcode area

The Consumer CouncilBelfastAuthorisedA Alexander & CoAntrimAuthorisedAbdul SesayLisburnAuthorisedAdam McLeanMagherafeltSee the registerAdrian QuinnArmaghAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on SmartPayNI

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 14 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is SmartPayNI Limited FCA authorised?
Yes, SmartPayNI Limited (FRN 1055701) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2026 and works as a credit broker. The FCA has placed no limits on its permissions.
What is SmartPayNI’s phone number and website?
The FCA register lists the phone number 028 7116 3240 and the website smartpayni.co.uk for SmartPayNI. If you were given different contact details, use these to check with the firm before going any further.
Is SmartPayNI a scam or clone?
SmartPayNI is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with SmartPayNI?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how SmartPayNI handles your money, so check the specific product before you commit. You can also refer complaints about SmartPayNI to the Financial Ombudsman Service, free of charge.
Who owns SmartPayNI?
Companies House lists 2 people with significant control of SmartPayNI: Mr John Patrick Glackin (25–50% of shares) and Mr Marc McLaughlin (25–50% of shares). Before that, it was controlled by Mr Noel Slane.
Who runs SmartPayNI?
Companies House lists 2 directors of SmartPayNI: Marc McLaughlin and John Patrick Glackin.
How long has SmartPayNI been in business?
The company was formed on 17 August 2017, and has held its current FCA authorisation since August 2026.
What do SmartPayNI’s latest accounts show?
Its latest accounts, to 31 August 2022, show profit before tax of £14.2k (−69% from £45.8k).

Sources and links

The full report on SmartPayNI Limited

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