SME Invoice Finance Limited
Reference number: 483838
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On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
c/o Metro Bank Plc, One Southampton Row, London, WC1B 5HA, United Kingdom
In the full report: 3 background checks
- When metrobankonline.com first appeared online, and whether it can receive email
- What kind of line 01277 237188 is
- Who else gives the postcode WC1B 5HA
Other names (1)
If you were contacted under any of these names, it is this firm.
- Metro Bank Invoice Finance Trading name: A name it trades under now.
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 03591079 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 1 July 1998 (28 years old)
- Registered office
- One, Southampton Row, London, WC1B 5HA
- Nature of business
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- Factoring (SIC 64992)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Daniel Sweeney Frumkin | Director | Jun 1964 | 1 Jan 2020 | 5 other companies |
| Andy Veares | Director | Mar 1963 | 5 Jun 2024 | 2 other companies |
| Marc Stephen Page | Director | Dec 1973 | 15 Oct 2024 | 8 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 9
- closed down
- 1
- are FCA-registered
- 4
In the full report: all 9 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 4 on the FCA register
- The 4 companies these 3 directors run together
- All 24 people who have ever been directors, with their dates
Key dates in its history
SME Invoice Finance’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Metro Bank PLC took control (75–100% of shares)
Companies House
2008
29 May 2008
- Registered with the FCA
FCA register
1998
1 July 1998
- Incorporated at Companies House
Companies House
In the full report: all 47 events
- All 47 events in its history (3 shown here)
- Every director appointment and resignation: 43
Firms connected to SME Invoice Finance
Other FCA-listed firms that share a director, phone number or address with SME Invoice Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2), the same postcode (2)
- Who links each one: the named directors, with dates
- 2 past links through former directors
Get the full report on SME Invoice Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 9 other companies its directors have run, named
- 3 background checks on its contact details
- All 47 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
Is SME Invoice Finance Limited FCA authorised?
What is SME Invoice Finance’s phone number and website?
Is SME Invoice Finance a scam or clone?
Is my money safe with SME Invoice Finance?
Who owns SME Invoice Finance?
Who runs SME Invoice Finance?
How long has SME Invoice Finance been in business?
Does SME Invoice Finance use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk