SMG Financial Management Limited

Reference number: 417734

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01387 254559

  • Address

    S M G Financial Management Ltd, Campbell House, The Crichton, Bankend Road, Dumfries, Dumfries & Galloway, DG1 4UQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01387 254559 is
  • Who else gives the postcode DG1 4UQ
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC254010
Company status
Active
Company type
Private limited company
Incorporated
8 August 2003 (23 years old)
Registered office
55 Melville Street, Edinburgh, EH3 7HL, Scotland
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Shaun Mcgauchie Director Aug 1964 8 Aug 2003 1 other company
Kathleen Mary Gallagher Director Apr 1978 7 Jul 2026 8 other companies
Iain James Mckie Director Dec 1970 7 Jul 2026 11 other companies
Gavin Paul Chapman Director Sep 1968 7 Jul 2026 19 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
20
closed down
9
are FCA-registered
3

In the full report: all 20 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 11 companies these 4 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

7 months to 7 July 2026Small company accountsNot audited

Net assets

£232k

−47% from £441k

Cash at bank

£295k

+95% from £152k

Employees (average)

7

Same as 7

Assets and liabilities

In the full report: all 8 years of accounts

  • Every year from 2019 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC254010. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

SMG Financial Management’s history from the FCA register and Companies House, newest first.

Key events (9) All events (18)

2026

7 July 2026

  • Chase De Vere IFA Group PLC took control (75–100% of shares)
  • Roslyn Jane McGauchie stopped being a part-owner
  • Shaun McGauchie stopped being a part-owner

Companies House

26 March 2026

  • Roslyn Jane McGauchie became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Shaun McGauchie became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

19 April 2005

  • Became authorised by the FCA

FCA register

6 April 2005

  • Regulated by the Financial Services Authority from this date

FCA register

2003

8 August 2003

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (9 shown here)
  • Every director appointment and resignation: 6
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Firms connected to SMG Financial Management

Other FCA-listed firms that share a director, phone number or address with SMG Financial Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
3
share its postcode
1

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (3), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like SMG Financial Management

Other firms of the same type (financial adviser), nearest first.

In Dumfries

James PattieDumfriesAuthorisedRobert John McFarlaneDumfriesAuthorisedAFL Financial Planning Services LimitedDumfriesAppointed representativeDAT Financial Planning LtdDumfriesAppointed representativeDL Mortgage Services LimitedDumfriesAppointed representativeRadley Financial ServicesDumfriesAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on SMG Financial Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 20 other companies its directors have run, named
  • 2 background checks on its contact details
  • 8 years of accounts, charted
  • All 18 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is SMG Financial Management Limited FCA authorised?
Yes, SMG Financial Management Limited (FRN 417734) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2005 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is SMG Financial Management’s phone number?
The FCA register lists the phone number 01387 254559 for SMG Financial Management. If you were given different contact details, use these to check with the firm before going any further.
Is SMG Financial Management a scam or clone?
SMG Financial Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with SMG Financial Management?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about SMG Financial Management to the Financial Ombudsman Service, free of charge.
Who owns SMG Financial Management?
SMG Financial Management is owned by Chase De Vere IFA Group PLC, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 7 July 2026. Before that, it was controlled by Mrs Roslyn Jane McGauchie and Mr Shaun McGauchie.
Who runs SMG Financial Management?
Companies House lists 4 directors of SMG Financial Management: Shaun McGauchie, Kathleen Mary Gallagher, Iain James McKie and Gavin Paul Chapman.
How long has SMG Financial Management been in business?
The company was formed on 8 August 2003, and has held its current FCA authorisation since April 2005.
What do SMG Financial Management’s latest accounts show?
Its latest accounts, to 7 July 2026, show net assets of £232k (−47% from £441k) and cash at bank of £295k (+95% from £152k).

Sources and links

The full report on SMG Financial Management Limited

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