Smile Clinic (Manchester) Limited

Reference number: 1031959

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Smile Clinic (Manchester) Limited (FRN 1031959) is an AR of Financing First Limited (FRN 720098). When you use Smile Clinic (Manchester)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Smile Clinic (Manchester), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When westenddentalaberdeen.co.uk first appeared online, and whether it can receive email
  • What kind of line 01224 224224 is
  • Who else gives the postcode AB10 6PS
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Financing First Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
24 November 2010 (15 years old)
Registered office
67 Sheepfoot Lane, Prestwich, Manchester, Lancashire, M25 0DN
Nature of business
  • Dental practice activities (SIC 86230)

Directors and company secretaries

Name Role Born Appointed Other companies
Nadeem Javeid (Dr) Director Apr 1982 24 Nov 2010 5 other companies
Isa Usman Director Sep 1978 24 Nov 2010 4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
4
is FCA-registered
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 3 companies these 2 directors run together
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Filed accounts and finances

Year to 30 April 2025Full accountsNot audited

Net assets

£440k

−35% from £679k

Cash at bank

£253k

−5.3% from £267k

Owed within a year

£439k

+65% from £266k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07449096. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Smile Clinic (Manchester)’s history from the FCA register and Companies House, newest first.

2025

27 February 2025

  • Became an appointed representative

FCA register

2022

20 June 2022

  • Isa Usman no longer has significant control

Companies House

2016

1 December 2016

  • Monzer Shaukat Butt became a part-owner (25–50% of shares)
  • Shareen Ahmed became a part-owner (25–50% of shares)

Companies House

1 May 2016

  • Isa Usman gained significant control

Companies House

2010

24 November 2010

  • Incorporated at Companies House
  • Isa Usman appointed as a director
  • Nadeem Javeid appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Smile Clinic (Manchester)

Other FCA-listed firms that share a director, phone number or address with Smile Clinic (Manchester). A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Smile Clinic (Manchester)

Other firms of the same type (dental or medical practice), nearest first.

In Aberdeen

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Smile Clinic (Manchester)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Smile Clinic (Manchester) Limited FCA authorised?
Smile Clinic (Manchester) Limited (FRN 1031959) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Smile Clinic (Manchester)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Smile Clinic (Manchester) Limited (FRN 1031959) is an AR of Financing First Limited (FRN 720098). When you use Smile Clinic (Manchester)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Smile Clinic (Manchester), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Smile Clinic (Manchester)’s phone number and website?
The FCA register lists the phone number 01224 224224 and the website westenddentalaberdeen.co.uk for Smile Clinic (Manchester). If you were given different contact details, use these to check with the firm before going any further.
Is Smile Clinic (Manchester) a scam or clone?
Smile Clinic (Manchester) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Smile Clinic (Manchester)?
Protection works through Financing First Limited, the principal firm responsible for Smile Clinic (Manchester)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Smile Clinic (Manchester)?
Companies House lists 2 people with significant control of Smile Clinic (Manchester): Mrs Shareen Ahmed (25–50% of shares) and Mr Monzer Shaukat Butt (25–50% of shares). Before that, it was controlled by Mr Isa Usman.
Who runs Smile Clinic (Manchester)?
Companies House lists 2 directors of Smile Clinic (Manchester): Nadeem Javeid (Dr) and Isa Usman.
How long has Smile Clinic (Manchester) been in business?
The company was formed on 24 November 2010.
What do Smile Clinic (Manchester)’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £440k (−35% from £679k) and cash at bank of £253k (−5.3% from £267k).

Sources and links

The full report on Smile Clinic (Manchester) Limited

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