Smilesforlife Limited

Reference number: 1056285

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Tabeo Finance Limited Reference number: 777539 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Smilesforlife Limited (FRN 1056285) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not Smilesforlife.
  • Example: if Smilesforlife refers you to a financial adviser, the advice should come from the principal firm, not from Smilesforlife itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07828 268368

  • Address

    3 Randwick Park Road, Plymouth, Plymouth, PL9 7QN, United Kingdom

In the full report: 2 background checks

  • What kind of line 07828 268368 is
  • Who else gives the postcode PL9 7QN
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Cosmetic Smile Clinic Trading name
  • Plymstock Dental Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Tabeo Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13853759
Company status
Active
Company type
Private limited company
Incorporated
17 January 2022 (4 years old)
Registered office
3 Randwick Park Road, Plymouth, PL9 7QN, England
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Muhammad Adnan Director Aug 1993 17 Jan 2022 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

£51.4k

+28% from £40.1k

Employees (average)

4

+33% from 3

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2023 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13853759. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Smilesforlife’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2026

3 June 2026

  • Became an introducer appointed representative

FCA register

2022

17 January 2022

  • Incorporated at Companies House
  • Muhammad Adnan took control (75–100% of shares)

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 1
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Firms like Smilesforlife

Other firms of the same type (credit broker), nearest first.

In Plymouth

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Smilesforlife

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 4 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Smilesforlife Limited FCA authorised?
Smilesforlife Limited (FRN 1056285) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Smilesforlife?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Smilesforlife Limited (FRN 1056285) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not Smilesforlife. Example: if Smilesforlife refers you to a financial adviser, the advice should come from the principal firm, not from Smilesforlife itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Smilesforlife’s phone number?
The FCA register lists the phone number 07828 268368 for Smilesforlife. If you were given different contact details, use these to check with the firm before going any further.
Is Smilesforlife a scam or clone?
Smilesforlife is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Smilesforlife?
Protection works through Tabeo Finance Limited, the principal firm responsible for Smilesforlife's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Smilesforlife?
Companies House lists one person with significant control of Smilesforlife: Mr Muhammad Adnan (75–100% of shares).
Who runs Smilesforlife?
Companies House lists one director of Smilesforlife: Muhammad Adnan.
How long has Smilesforlife been in business?
The company was formed on 17 January 2022.
What do Smilesforlife’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £51.4k (+28% from £40.1k).
Does Smilesforlife use any other names?
It trades as Cosmetic Smile Clinic and Plymstock Dental.

Sources and links

The full report on Smilesforlife Limited

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