Smith & Co Financial Services Ltd

Reference number: 993733

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 2 years
Your funds are protected by FSCS
No FCA actions
Active company since 2022
Accounts filed up to 31 October 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

smithandcocfp.co.uk (opens in a new tab)
Phone number

07733 107408
Address

Smith & Co Financial Services Ltd, 20 Holborn Drive, Ormskirk, Lancashire, L39 3QL, United Kingdom

In the full report: 3 background checks

When smithandcocfp.co.uk first appeared online, and whether it can receive email
What kind of line 07733 107408 is
Who else gives the postcode L39 3QL

Other names (2)

If you were contacted under any of these names, it is this firm.

Smith & Co Chartered Financial Planning Trading name: A name it trades under now.
Smith & Co Chartered Financial Planners Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (4 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on Pension Transfers and Pension Opt Outs
Arranging (bringing about) deals in investments
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 14419083 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 14 October 2022 (4 years old)
Registered office: Unit 2a Swordfish Business Park Swordfish Close, Higgins Lane, Burscough, Lancashire, L40 8JW, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Daniel Mark Smith	Director	Apr 1983	14 Oct 2022	None
Rebecca Smith	Director	Oct 1983	5 Aug 2024	None

In the full report: every company its directors have run

Confirmation that these 2 directors run no other company

Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Total equity

£21.7k

+3.3% from £21.0k

Employees (average)

Same as 1

Owed within a year

£29.9k

+134% from £12.8k

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14419083. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Smith & Co Financial Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (12)

2023

1 November 2023

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2022

14 October 2022

Incorporated at Companies House
Daniel Mark Smith became a part-owner (25–50% of shares)
Rebecca Smith became a part-owner (25–50% of shares)

Companies House

In the full report: all 12 events

All 12 events in its history (5 shown here)
Every director appointment and resignation: 2

Firms like Smith & Co Financial Services

Other firms of the same type (financial adviser), nearest first.

In Lancashire

Good Green Money LimitedLancashireAuthorised Invest Protect Insure Financial Advice LtdLancashireAuthorised Cornerstone Financial Planning LtdLancashireAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Smith & Co Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
3 background checks on its contact details
All 12 events in its history

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Frequently asked questions about this firm

Is Smith & Co Financial Services Ltd FCA authorised?

Yes, Smith & Co Financial Services Ltd (FRN 993733) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2023 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Smith & Co Financial Services’ phone number and website?

The FCA register lists the phone number 07733 107408 and the website smithandcocfp.co.uk for Smith & Co Financial Services. If you were given different contact details, use these to check with the firm before going any further.

Is Smith & Co Financial Services a scam or clone?

Smith & Co Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Smith & Co Financial Services?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Smith & Co Financial Services to the Financial Ombudsman Service, free of charge.

Who owns Smith & Co Financial Services?

Companies House lists 2 people with significant control of Smith & Co Financial Services: Mr Daniel Mark Smith (25–50% of shares) and Mrs Rebecca Smith (25–50% of shares).

Who runs Smith & Co Financial Services?

Companies House lists 2 directors of Smith & Co Financial Services: Daniel Mark Smith and Rebecca Smith.

How long has Smith & Co Financial Services been in business?

The company was formed on 14 October 2022, and has held its current FCA authorisation since November 2023.

What do Smith & Co Financial Services’ latest accounts show?

Its latest accounts, to 31 October 2025, show total equity of £21.7k (+3.3% from £21.0k).

Does Smith & Co Financial Services use any other names?

It trades as Smith & Co Chartered Financial Planning. It has previously used the name Smith & Co Chartered Financial Planners.

Sources and links

Its entry on the FCA register register.fca.org.uk
Its Companies House record gov.uk
Check your FSCS cover fscs.org.uk
Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
Report a scam to the FCA fca.org.uk