Smith Joshua Limited

Reference number: 989001

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07710 266043

  • Address

    5 Bracken Road, Surfleet, Spalding, Lincolnshire, PE11 4DL, United Kingdom

In the full report: 2 background checks

  • What kind of line 07710 266043 is, and the other firm that gives it
  • Who else gives the postcode PE11 4DL
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Snap-on Trading name
  • Snap-on Diagnostics Trading name
  • Snap-on Tools Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14535762
Company status
Active
Company type
Private limited company
Incorporated
12 December 2022 (3 years old)
Registered office
First Floor, Black Country House, Rounds Green Road, Oldbury, B69 2DG, England
Nature of business
  • Other retail sale not in stores, stalls or markets (SIC 47990)

Directors and company secretaries

Name Role Born Appointed Other companies
Joshua Adam Smith Director Jun 1993 12 Dec 2022 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£125k

+24% from £100k

Employees (average)

1

Same as 1

Owed within a year

£76.1k

−6.8% from £81.7k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14535762. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Smith Joshua’s history from the FCA register and Companies House, newest first.

Key events (4) All events (10)

2023

16 May 2023

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2022

12 December 2022

  • Incorporated at Companies House
  • Joshua Adam Smith took control (75–100% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Smith Joshua

Other FCA-listed firms that share a director, phone number or address with Smith Joshua. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Smith Joshua

Other firms of the same type (lender), nearest first.

In Spalding

Baker R LimitedSpaldingAuthorisedGen2tools LtdSpaldingAuthorised

In the Peterborough (PE) postcode area

2Gether Insurance LtdWisbechAuthorisedAnthony EmmersonCambridgeshireAuthorisedBFSL LimitedPeterboroughAuthorisedCambridge Independent Financial PlanningKing's LynnAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Smith Joshua

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 10 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Smith Joshua Limited FCA authorised?
Yes, Smith Joshua Limited (FRN 989001) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2023 and works as a lender. The FCA has placed no limits on its permissions.
What is Smith Joshua’s phone number?
The FCA register lists the phone number 07710 266043 for Smith Joshua. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Smith Joshua a scam or clone?
Smith Joshua is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Smith Joshua?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Smith Joshua handles your money, so check the specific product before you commit. You can also refer complaints about Smith Joshua to the Financial Ombudsman Service, free of charge.
Who owns Smith Joshua?
Companies House lists one person with significant control of Smith Joshua: Joshua Adam Smith (75–100% of shares).
Who runs Smith Joshua?
Companies House lists one director of Smith Joshua: Joshua Adam Smith.
How long has Smith Joshua been in business?
The company was formed on 12 December 2022, and has held its current FCA authorisation since May 2023.
What do Smith Joshua’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £125k (+24% from £100k).
Does Smith Joshua use any other names?
It trades as Snap-on, Snap-on Diagnostics and Snap-on Tools.

Sources and links

The full report on Smith Joshua Limited

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